Affordable Car Insurance with DR10 Conviction for you
The information in this article is for editorial purposes only and not intended as financial advice.
The information in this article is for editorial purposes only and not intended as financial advice.
In this article, we’ll share valuable information to help you understand and find solutions. We’ll cover:
- What a DR10 conviction is.
- How it can lead to a driving ban.
- How it can affect your car insurance costs.
- Tips to find affordable car insurance even with a DR10 conviction.
- Why it’s important to inform your insurance company about your conviction.
We understand your worries. We’re here to guide you through your insurance journey, even after a DR10 conviction. This article aims to give you the confidence to find the right insurance deal for you.
Let’s get started and discuss your options.
What is a DR10 code?
A motorist who is guilty of a DR10 offence has driven or attempted to drive while above the legal alcohol limit.
Source: https://forums.moneysavingexpert.com/discussion/6232205/drink-driving-car-insurance
Do you get disqualified for drunk driving?
Yes, there is a mandatory driving ban if you drive a vehicle with alcohol levels above the legal limit. The length of your ban is determined by how much you were over the legal limit.
The driving ban lasts a minimum of three years if you were previously convicted of drunk driving in the last 10 years. The ban can be reduced by taking a course.
Will points ruin my insurance?
| Points | Insurance increase |
|---|---|
| 3 Points | 5% |
| 6 Points | 25%+ |
| 10-12 Points | 80%+ |
The best way to find better deals is to use companies who specialise in insuring drivers with convictions and points.
To see if you can improve you insurance with a free quote, click the button below.
In partnership with Quotezone.
Can I still get my car insured?
Yes, you can still get insurance with a DR10 conviction but the cost of your insurance will be more expensive.
Be aware that you will need to continue having insurance during your driving ban if the vehicle is parked on a public road. And a driving ban will usually null and void existing insurance for yourself and any other named drivers.
» TAKE ACTION NOW: Find the best insurance for drivers with points
What is the penalty?
The consequences of getting convicted of a DR10 offence are summarised in the table below:
| Conviction code | Offence | Penalty points | Duration conviction remains on your licence |
| DR10 | Attempting to drive or driving with an alcohol level above the legal limit | 3-11 penalty points | 11 years from the date of the driving conviction |
How much more expensive will it be?
Admiral states that the cost of vehicle insurance increases by 75% on average when you have at least six penalty points added to your licence. But you might still be able to find affordable car insurance.
Find better convicted driver insurance deals for you
Quotezone helps thousands of drivers get insurance that suits their needs every year.
Reviews shown are for Quotezone. Search powered by Quotezone.
How long does it affect insurance?
Although the conviction remains on your driving licence for eleven years, you only need to declare the driving conviction for five years from the date of conviction.
Car insurance companies cannot increase your car insurance premiums for convictions that were made over five years ago. Even if they ask, you don’t have to tell them about convictions from more than five years ago.
So, if five years have passed, you can search for standard car insurance policies rather than DR10 car insurance or drunk driving car insurance only.
What is the least expensive car to insure after a ban?
Another way to reduce the cost of your insurance after a DR10 or any other driving conviction is to start driving a vehicle that is typically more affordable to insure.
Some vehicles that are often more affordable to insure are:
- Renault Clio
- Ford Fiesta
- Mazda-CX5
- Skoda Yeti
- Kia Rio
