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Fixed Penalty Notice For Speeding

How to Get Out of a Speeding Ticket

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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
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Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 7th, 2024
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Get Out of a Speeding Ticket

Speeding fines can leave you feeling worried and unsure about what to do next. But don’t worry; you’re in the right place to find out how to handle a speeding ticket in the UK under the 2023 laws.

Each month, over 130,000 people come to our website for guidance on fines and parking tickets, so you’re not alone in seeking help.

In this article, we’ll cover:

  • How speeding tickets work in the UK.
  • Whether you have to pay every speeding ticket.
  • The legal framework around speeding fines.
  • How a speeding ticket might affect your insurance.
  • Ways to potentially get out of paying a speeding fine.

From being caught by a speed camera to being stopped by the police, we understand the stress and worry it can cause. Our team has experienced it too, so we know the concerns you may have.

Let’s get started and get you the advice you need to confidently handle your speeding ticket.

Do You Have to Pay Speeding Fines?

In some circumstances, you might have a legitimate reason not to pay your speeding fine.

It’s a bit sneaky, but the last time I needed legal advice, I paid £5 for a trial to chat with an online solicitor called JustAnswer.

Not only did I save £50 on solicitor feeds, I also won my case and didn’t have to pay my £271 fine.

Chat below to get started with JustAnswer

In partnership with Just Answer.

How to get out of a speeding ticket UK

To avoid paying a speeding fine, you have two options.

  • Taking responsibility for the obligations and meeting them.
  • If you weren’t driving at the time of the incident or weren’t speeding, you can contest the charges.

The following are examples of defences to a speeding ticket:

1. The 14-Day Exception

According to the law, the officer who pulled you over for speeding is required to post your NIP or FPN within the first 14 days after the incident occurred.

If you receive the notice with a date that is later than 14 days, the ticket may not be valid.

But it is still good if it gets there after 14 days, but it must be dated and sent on time.

Even if you had a change in vehicle ownership or were driving a company car, as long as the notice was delivered to the registered keeper within the first 14 days, the notice would be effective.

Check out the question this motorist asked when they got a Notice of Intended Prosecution late.

Source: Moneysavingexpert

2. You Were Not Going Over the Allowed Maximum Speed

A speeding ticket can be contested and the associated fines avoided if the driver maintains that they were driving at or below the posted speed limit.

But you have to show proof, like a speed limit sign that is hard to read or a video recording.

If you’ve been caught speeding but can prove that you were on your way to the hospital or otherwise responding to an emergency, the court may grant you leniency.

If you’re making such an argument, you’d better have proof to back it up.

» TAKE ACTION NOW: Get legal support from JustAnswer

3. You Weren’t Driving During the Incident

If your vehicle was stolen, rented, or the ownership changed, you could be exempt from the speeding fine.

All of this data is required when sending back the NIP.

If you admit guilt for someone else’s crime or refuse to reveal the identity of the driver, you could face criminal charges.

However, if you are caught speeding, you may be subject to the following penalties:

  • A monetary fine between £100 and £2,500.
  • A record of speeding on your record for 4–11 years.
  • Increase in the cost of insurance.
  • Revocation of your driver’s licence.

Disclaimer: Your punishment will be proportional to the seriousness of your offence.

Successful Appeal Case Study

Situation

Initial Fine £100
Additional Fees £171
Total Fine £271

The Appeal Process

Scott used JustAnswer, online legal service to enhance his appeal. The trial of this cost him just £5.

Total Fine £271
Cost of legal advice £5

JustAnswer helped Scott craft the best appeal possible and he was able to win his case.

Scott’s fine was cancelled and he only paid £5 for the legal help.

Get legal help

In partnership with Just Answer.

Is it worth fighting a speeding ticket?

Many drivers simply don’t know they have the option to challenge their speeding tickets.

The officer who gives you the ticket is supposed to tell you this, but many people don’t hear it because they are so shocked.

And they frequently do not ask for clarification until they have driven away.

Even those who are aware of their right to contest a speeding ticket may be uncertain as to whether or not it is worthwhile to do so.

Are there any upsides to going through with it? If you were previously hesitant to contest a speeding ticket, you can now do so without fear.

Should I Go to Court for My Speeding Ticket?

Should I fight my speeding ticket in court? How are you going to get the judge to dismiss your ticket?

Those are excellent questions that many people, including yourself, frequently ask.

The correct response is that you could challenge a speeding ticket in court.

If I go to court and fight my speeding ticket and lose, what are the consequences?

The speeding ticket amount could increase and you’ll have to pay it. Plus you’ll have court costs to pay.

On top of this, a judge might give you more penalty points than the original FPN carried.

I hope you have found this article helpful when asking the question “how to get out of a speeding ticket?”.

As I see it, there are options out there, and you should try and contest your ticket if you feel you weren’t speeding, or you weren’t driving your car in the first place!

But before challenging a speeding ticket, it’s always wiser to seek advice from a legal expert.

Could I be offered a speed awareness course?

There is a chance the authorities may offer you a speed awareness course as an alternative to being fined and receiving penalty points.

However, this would not be an option if:

  • You had already been on a course within three years
  • The offence is deemed extremely serious
  • You are a repeat offender

Getting the support of a Solicitor can take a huge weight off your mind.

Get started

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How does a speeding ticket work?

If you are caught driving over the speed limit, you can be issued a ticket in one of two ways:

If a Speed Camera Catches You

If a speed camera catches you going over the speed limit, you will be issued a Notice of Intended Prosecution (NIP) and a Section 172 notice.

You will get the notices in the mail 14 days after the event.

You have a deadline of 28 days to return the section 172 notice, during which time you are required to provide information about the driver of the vehicle at the time of recording.

After sending back the section 172 notice, you will either receive a Fixed Penalty Notice (FPN) or a court summons letter.

If You Are Stopped by the Police

Depending on your speeding offence, a police officer may pull you over and issue the following.

  • A verbal warning against speeding
  • A Fixed Penalty Notice (FPN)
  • A court order delivered by letter

You can choose to plead guilty or not guilty, and you can also submit a petition to ask the judge to throw out your speeding ticket. 

Speeding is illegal in the UK and falls under the Road Traffic Regulation Act 1984.

Having speed limits in place helps reduce road traffic accidents and therefore, keeps people safer.

There are various speed limits in place depending on an area, road type and the sort of vehicle that uses public roads.

Will a speeding ticket affect my insurance?

Yes. When you get penalty points on your licence, your insurance premium will likely go up.

That said, you must inform an insurer if they ask you and when you renew a policy.

Plus the points will remain on your licence for several years which means telling a new provider about them if you change insurers.

Hire a Solicitor for less than a coffee.

If you’re thinking about appealing your speeding fine then getting some professional advice is a good idea.

Getting the support of a Solicitor can make your appeal much more likely to win.

For a £5 trial, Solicitors from JustAnswer can look at your case and help you create an airtight appeal.

Try it below

Get started

In partnership with Just Answer.

FAQs

Can you pay monthly for speeding fine?
You have to pay a speeding fine in full straight away. That said, in some cases, the court could set an order for monthly instalments. But you should not count on this.
Are you allowed 10% over the speed limit?
Any motorist going over an official speed limit is liable to get a speeding ticket. But the police can usually offer a buffer of 10% + 2 mph over the limit although it’s at their discretion.
Why am I not eligible for a speed awareness course?
It’s at the discretion of the police whether you get an offer to go on a speed awareness course. If you already took a course within the last three years, or you were speeding well above a speed limit, you won’t be given this option.
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Appeals Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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Want to appeal your speeding fine?
How I successfully appealed my fine...

It’s a bit sneaky, but the last time I had a fine, I paid £5 for a trial of an online solicitor called JustAnswer.

They told me exactly how to appeal and win.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay the £271 fine!

Give them a try now.

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