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Council and Police Fines
Fixed Penalty Notice For Speeding

How to Get Out of a Speeding Ticket

Scott Nelson MoneyNerd Janine Marsh MoneyNerd
Scott Nelson MoneyNerd

Scott Nelson

Debt Expert

Scott Nelson is a renowned debt expert who supports people in debt with debt management and debt solution resources.

Learn more about Scott
Janine Marsh MoneyNerd

Janine Marsh

Financial Expert

Janine is a financial expert who supports individuals with debt management, cost-saving resources, and navigating parking tickets.

Learn more about Janine
· May 31st, 2024
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Featured in...
Get Out of a Speeding Ticket

Are you wondering how to get out of a speeding ticket? You’ve come to the right place. Each month, over 130,000 people visit our website for guidance on fines and parking tickets.

In this article, we’ll cover:

  • How speeding tickets work in the UK.
  • Whether you have to pay every speeding ticket.
  • The legal framework around speeding fines.
  • How a speeding ticket might affect your insurance.
  • Ways to potentially get out of paying a speeding fine.

A group of MPs and Peers say FPNs, which can cost up to £10,000, are hard to understand and might be unfair.1 Our team has experienced these challenges as well, so we’re familiar with the concerns you may have.

With our experience, we’ll help you understand how to handle the situation.

Around 50% of Appeals Succeed

In some circumstances, you might have a legitimate reason not to pay your speeding fine.

It’s a bit sneaky, but the last time I needed legal advice, I paid £5 for a trial to chat with an online solicitor called JustAnswer.

Not only did I save £50 on solicitor fees, I also won my case and didn’t have to pay my £271 fine.

Chat below to get stared with JustAnswer.

*Carwow reports around 50% of appeals are successful, so it’s well worth a try.

How can I avoid a fine?

To avoid paying a speeding fine, you have two options.

The following are examples of defences to a speeding ticket:

1. The 14-Day Exception

According to the law, the officer who pulled you over for speeding is required to post your NIP or FPN within the first 14 days after the incident occurred.

If you receive the notice with a date that is later than 14 days, the ticket may not be valid.

But it is still good if it gets there after 14 days, but it must be dated and sent on time.

Even if you had a change in vehicle ownership or were driving a company car, as long as the notice was delivered to the registered keeper within the first 14 days, the notice would be effective.

Check out the question this motorist asked when they got a Notice of Intended Prosecution late.

Source: Moneysavingexpert

2. You Were Not Going Over the Allowed Maximum Speed

A speeding ticket can be contested and the associated fines avoided if the driver maintains that they were driving at or below the posted speed limit.

But you have to show proof, like a speed limit sign that is hard to read or a video recording.

If you’ve been caught speeding but can prove that you were on your way to the hospital or otherwise responding to an emergency, the court may grant you leniency.

If you’re making such an argument, you’d better have proof to back it up.

» TAKE ACTION NOW: Get legal support from JustAnswer

3. You Weren’t Driving During the Incident

If your vehicle was stolen, rented, or the ownership changed, you could be exempt from the speeding fine.

All of this data is required when sending back the NIP.

If you admit guilt for someone else’s crime or refuse to reveal the identity of the driver, you could face criminal charges.

However, if you are caught speeding, you may be subject to the following penalties:

  • A monetary fine between £100 and £2,500.
  • A record of speeding on your record for 4–11 years.
  • Increase in the cost of insurance.
  • Revocation of your driver’s licence.

Disclaimer: Your punishment will be proportional to the seriousness of your offence.

Fixed Penalty Notice Appeal Reasons

I’ve put together this table to help you understand other reasons that can help you make an appeal.

If you want to learn more about the appeal process, be sure to read our specialized guide.

Violation Category Specific Offense Common Appeal Reason
Traffic Signal Running a Red Light Traffic light was malfunctioning/out
Insurance Driving without Insurance Proof of valid insurance at the time
Speed Limit Exceeding Speed Limit Incorrect speed limit signage/malfunctioning speedometer
Seat Belt Not Wearing a Seat Belt Belt was worn but not visible or medical exemption
Mobile Phone Use Using a Mobile Phone while Driving Emergency situation or not in use
Vehicle Condition Driving a Vehicle in Poor Condition Recent vehicle maintenance or misjudgment of condition
Parking Illegal Parking Unclear, obscured, or misleading parking signs
Documentation Failure to Display Tax Disc Disc was displayed but not visible
Driving License Driving without a Valid License License was valid but not present
Vehicle Registration Driving Unregistered Vehicle Registration was in process/delayed

Successful Appeal Case Study


Initial Fine £100
Additional Fees £171
Total Fine £271

The Appeal Process

Scott used JustAnswer, online legal service to enhance his appeal. The trial of this cost him just £5.

Total Fine £271
Cost of legal advice £5

JustAnswer helped Scott craft the best appeal possible and he was able to win his case.

Scott’s fine was cancelled and he only paid £5 for the legal help.

Get started

In partnership with Just Answer.

Is it worth fighting?

Many drivers simply don’t know they have the option to challenge their speeding tickets.

The officer who gives you the ticket is supposed to tell you this, but many people don’t hear it because they are so shocked.

And they frequently do not ask for clarification until they have driven away.

Even those who are aware of their right to contest a speeding ticket may be uncertain as to whether or not it is worthwhile to do so.

Are there any upsides to going through with it? If you were previously hesitant to contest a speeding ticket, you can now do so without fear.

Should I Go to Court?

Should I fight my speeding ticket in court? How are you going to get the judge to dismiss your ticket?

Those are excellent questions that many people, including yourself, frequently ask. The correct response is that you could challenge a speeding ticket in court.

If I go to court and fight my speeding ticket and lose, what are the consequences?

The speeding ticket amount could increase and you’ll have to pay it. Plus you’ll have court costs to pay. On top of this, a judge might give you more penalty points than the original FPN carried.

Could I be offered a speed awareness course?

There is a chance the authorities may offer you a speed awareness course as an alternative to being fined and receiving penalty points.

However, this would not be an option if:

  • You had already been on a course within three years
  • The offence is deemed extremely serious
  • You are a repeat offender

Getting the support of a Solicitor can take a huge weight off your mind.

Get started

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How does it work?

If you are caught driving over the speed limit, you can be issued a ticket in one of two ways:

If a Speed Camera Catches You

If a speed camera catches you going over the speed limit, you will be issued a Notice of Intended Prosecution (NIP) and a Section 172 notice.

You will get the notices in the mail 14 days after the event.

You have a deadline of 28 days to return the section 172 notice, during which time you are required to provide information about the driver of the vehicle at the time of recording.

After sending back the section 172 notice, you will either receive a Fixed Penalty Notice (FPN) or a court summons letter.

If You Are Stopped by the Police

Depending on your speeding offence, a police officer may pull you over and issue the following.

  • A verbal warning against speeding
  • A Fixed Penalty Notice (FPN)
  • A court order delivered by letter

You can choose to plead guilty or not guilty, and you can also submit a petition to ask the judge to throw out your speeding ticket. 

Speeding is illegal in the UK and falls under the Road Traffic Regulation Act 1984.

Having speed limits in place helps reduce road traffic accidents and therefore, keeps people safer.

There are various speed limits in place depending on an area, road type and the sort of vehicle that uses public roads.

Will it affect my insurance?


When you get penalty points on your licence, your insurance premium will likely go up. That said, you must inform an insurer if they ask you and when you renew a policy.

Plus the points will remain on your licence for several years which means telling a new provider about them if you change insurers.

Hire a Solicitor for less than a coffee.

If you’re thinking about appealing your speeding fine then getting some professional advice is a good idea.

Getting the support of a Solicitor can make your appeal much more likely to win.

For a £5 trial, Solicitors from JustAnswer can look at your case and help you create an airtight appeal.

Try it below

Get started

In partnership with Just Answer.


  1. UK Parliament — FPN
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The authors
Scott Nelson MoneyNerd
Scott Nelson is a renowned debt expert who supports people in debt with debt management and debt solution resources.
Janine Marsh MoneyNerd
Appeals Expert
Janine is a financial expert who supports individuals with debt management, cost-saving resources, and navigating parking tickets.