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01246488923 – Who Called? Stop UKSL Debt

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Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Jan 29th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Did you receive an unexpected call from 01246488923? You’re at the right place. This call is from UKSL, a debt collection company. 

Every month, over 170,000 people visit our website for help with debt matters, so you’re not alone.

This article will give you simple and clear details on:

  •  Who UKSL is and why they called you
  •  Steps to deal with UKSL international debt collectors
  •  How to stop UKSL from contacting you
  •  Understanding your rights and options, including ways to write off some UKSL debt
  •  Important contact details of UKSL

We know it’s concerning to get a call about debt, especially since research shows that nearly half of the individuals who deal with debt collection agencies have experienced harassment or aggression1.

But don’t worry, we’re here to help. We have lots of handy advice and examples to guide you.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 01246488923

UKSL could call you from several numbers. The main reasons they call people from 01246488923 are: 

  1. To collect payment – UKSL will most likely be calling you in order for you to confirm ownership of the debt2 and for you to pay the entire sum immediately over the phone.
  2. To get more information – The average unsecured debt has increased by 25% year-on-year, rising to £13,9412. So, it’s common for people to struggle with debt. If that’s your case, and you can prove that you are unable to pay in any form on the spot, UKSL will be looking for additional information from you that might help them claim the debt at some point in the future.
  3. To intimidate you – Letters are hardly worrying to some, however, phone calls make the situation appear a lot more personal and a lot more serious. UKSL know this, which is why they will attempt to contact you by phone call in order to get you to pay.

Typical Debt Collection Process

As mentioned above, UKSL will contact you to request payment. This is quite common, as it’s part of the first stage of the debt collection process.

Here’s a quick table that will help you better understand the debt collector timeline. It’s important to keep in mind the actions involved in each stage to prevent debt collectors from filing a CCJ against you. If you’d like to learn more, please read our specialized guide.

Stage Actions What you should do:
Missing one or two small payments Calls and letters from the debt collector asking for payment. They may enquire about reasons for missing payments. Contact the debt collector and offer to pay what you can. If you are struggling to pay the debt, get in touch with us to explore your options.
Missing large or multiple payments Their contact will become more frequent, urgent, and threatening. Contact the debt collection agency and offer to pay what you can. You may also make a complaint if you think the letters are a form of harassment.
Debt collector visit After a few months, if the debt is significant (£200+) you will receive notice of a debt collector visit. They have to notify you before arriving. Debt collectors cannot take anything from your home – they may only ask for payment. If a debt collector shows up at your home, ask them to show proof of the debt and their ID through a window. Do not open your door or let them in. You can arrange a payment plan with the debt collector, but make sure to get a receipt of this.
Court If you still do not pay your debts to the original lender/debt collector agency, they will take you to court and either attempt to:
– File a CCJ against you.
– File an attachment of earnings order.
– File a lawsuit against you.
You must show up to your court date. From here, you can either dispute the debt, or the judge will likely suggest a manageable repayment plan for you.

Should you ignore 01246488923?

I always recommend responding to debt collectors – even just to question the debt’s validity. Remember, you have the right to request proof of the debt. They have to prove it or they can’t charge you.

You can watch this video to learn what’s allowed as per the law and what you can do to avoid exploitation by these debt collectors: 

» TAKE ACTION NOW: Fill out the short debt form

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

How to Stop UKSL? 

I’ve written a comprehensive guide about what to do when UKSL contact you and ways that you can stop them in the article linked below:

UKSL Debt – Beat Debt Collectors

UKSL Debt Contact Details

Address: Unit 4 Gander Lane
Barlborough, Chesterfield
Derbyshire, England, S43 4PZ
Phone: 01246 488 924
01246488923
Email: [email protected]
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. Indebted Debt Collection Survey
  2. Citizens Advice – Check if you have to pay a debt
  3. StepChange Statistics Yearbook
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.