01246488923 - Who Called? Stop UKSL Debt

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Did you receive an unexpected call from 01246488923? You’re at the right place. This call is from UKSL, a debt collection company.

Every month, over 170,000 people visit our website for help with debt matters, so you’re not alone.

This article will give you simple and clear details on:

Who UKSL is and why they called you
Steps to deal with UKSL international debt collectors
How to stop UKSL from contacting you
Understanding your rights and options, including ways to write off some UKSL debt
Important contact details of UKSL

We know it’s concerning to get a call about debt, especially since research shows that nearly half of the individuals who deal with debt collection agencies have experienced harassment or aggression¹.

But don’t worry, we’re here to help. We have lots of handy advice and examples to guide you.

Reasons why you were called by 01246488923

UKSL use 01246488923 – you can find our more detailed guide here.

UKSL could call you from several numbers. The main reasons they call people from 01246488923 are:

To collect payment – UKSL will most likely be calling you in order for you to confirm ownership of the debt² and for you to pay the entire sum immediately over the phone.
To get more information – The average unsecured debt has increased by 25% year-on-year, rising to £13,941². So, it’s common for people to struggle with debt. If that’s your case, and you can prove that you are unable to pay in any form on the spot, UKSL will be looking for additional information from you that might help them claim the debt at some point in the future.
To intimidate you – Letters are hardly worrying to some, however, phone calls make the situation appear a lot more personal and a lot more serious. UKSL know this, which is why they will attempt to contact you by phone call in order to get you to pay.

Typical Debt Collection Process

As mentioned above, UKSL will contact you to request payment. This is quite common, as it’s part of the first stage of the debt collection process.

Here’s a quick table that will help you better understand the debt collector timeline. It’s important to keep in mind the actions involved in each stage to prevent debt collectors from filing a CCJ against you. If you’d like to learn more, please read our specialized guide.

Stage	Actions	What you should do:
Missing one or two small payments	Calls and letters from the debt collector asking for payment. They may enquire about reasons for missing payments.	Contact the debt collector and offer to pay what you can. If you are struggling to pay the debt, get in touch with us to explore your options.
Missing large or multiple payments	Their contact will become more frequent, urgent, and threatening.	Contact the debt collection agency and offer to pay what you can. You may also make a complaint if you think the letters are a form of harassment.
Debt collector visit	After a few months, if the debt is significant (£200+) you will receive notice of a debt collector visit. They have to notify you before arriving. Debt collectors cannot take anything from your home – they may only ask for payment.	If a debt collector shows up at your home, ask them to show proof of the debt and their ID through a window. Do not open your door or let them in. You can arrange a payment plan with the debt collector, but make sure to get a receipt of this.
Court	If you still do not pay your debts to the original lender/debt collector agency, they will take you to court and either attempt to: – File a CCJ against you. – File an attachment of earnings order. – File a lawsuit against you.	You must show up to your court date. From here, you can either dispute the debt, or the judge will likely suggest a manageable repayment plan for you.

Should you ignore 01246488923?

We always recommend responding to debt collectors – even just to question the debt’s validity. Remember, you have the right to request proof of the debt. They have to prove it or they can’t charge you.

You can watch this video to learn what’s allowed as per the law and what you can do to avoid exploitation by these debt collectors: