01789405056 – Who Called? Stop Zinc Debt

Did you get a call from 01789405056? This number belongs to Zinc, a company that collects debt. They might want money from you.

Don’t worry, you’ve come to the right place. Each month, more than 170,000 people visit our website seeking advice on their debt problems.

In this article, we’ll talk about:

• How to check if the debt is really yours. If it isn’t, you don’t have to pay!
• What you can do if Zinc won’t stop asking for money.
• How to make a plan to pay the debt.
• Ways to make the debt smaller or even make it go away.

Nearly half of people chased by debt collection agencies report experiencing harassment or aggression¹, and even our team knows what it feels like.

With our experience, we’ll help you understand what Zinc wants and what you can do.

Why were you called by 01789405056?

We have a detailed Zinc debt guide, which you can find here.

Zinc are known to try and catch you out by calling from many different numbers in the hope that you accidentally pick up. The reason they call from 01789405056 is likely due to the following: 

1. To retrieve payment for the debt – Zinc aim to have the debt paid immediately over the phone and the account closed so they can move onto the next account. If this isn’t possible, during their phone call, they might request that you organise a monthly payment into an account by direct debit.
   
   
2. To collect useful information about your circumstances – Zinc want to try and collect as much information about your paying capabilities if they are unable to take payments straight away. It would be common for them to request a copy of your budget, some information about your living circumstance, and information about any items of value you own that could be sold to cover the debt.
   
   
3. To scare you into paying – Unlike letters, Zinc can begin to intimidate you by calling you regularly making the situation feel a lot more uncomfortable before then arranging house visits or threatening county court judgements.

Can you get away with ignoring 01789405056?

We always recommend responding to debt collectors – even just to question the debt’s validity.

You have the right to request proof of the debt. They have to prove it or they can’t charge you.

You can watch this video to get an understanding of the process and what debt collectors can and can’t do:

» TAKE ACTION NOW: Fill out the short debt form

Your Rights With Debt Collectors

As mentioned earlier, Zinc will probably try to intimidate you. However, it’s crucial to keep in mind that they are not allowed to threaten or harass you.

To help you better understand your rights when dealing with debt collectors, we’ve created this quick table.  For more information, make sure to check out our detailed guide.

How to hold off pressure from Zinc?

We’ve created a helpful guide about responding to Zinc to give you some confidence when you deal with them:

Zinc Debt Collectors – How to Stop Them

Zinc Debt Collection Contact Details

References

1. Indebted Debt Collection Survey