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03335565564 – Who Called? Stop Lowell Debt

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Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Feb 23rd, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Featured in...

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Are you wondering why you’re getting calls from 03335565564? That’s Lowell Financial, a company that collects debt.

We understand this can be scary, but don’t worry! You’re not alone. Every month, over 170,000 people visit our website looking for answers to questions about debt.

In this article, we’re going to explain:

  •  Why Lowell Financial is calling you.
  •  How to make Lowell stop bothering you.
  • Your rights with debt collectors.

Nearly half of the individuals who deal with debt collection agencies have experienced harassment or aggression1,  and even our team knows what it feels like.

With our experience, we’ll help you understand your options and deal with Lowell Financial. Let’s dive in!

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Why are you being called by 03335565564?

We have a detailed guide for Lowell Financial Debt Collectors, which you can find here.

Lowell Debt Collection call debtors from various different numbers. The main reasons they call people are:

  1. To collect payment – They are trying to collect payment on a debt that you owe swiftly and without struggle. Ideally, they want you to fulfill the entire sum of the debt right there on the spot by card payment or at least to organise ongoing monthly payments.
  2. To gather information – if you are completely unable to pay the debt, the next goal for Lowell is to attain some key information from you, including how much you earn, how much you spend, and what valuable goods you have. This information can be used down the line to recover the debt.

Large institutions like Stepchange report a 25% year-on-year rise in average unsecured debt, reaching £13,941 in 20222, which, sadly, means that being contacted by Lowell Debt Collection and other agencies will become increasingly common.

This leads us to answer the million-dollar question.

Should you ignore 03335565564?

I always recommend responding to debt collectors — even just to question the debt’s validity.

You have the right to request proof of the debt. They have to prove it, or they can’t charge you.

I recommend watching this video to learn what’s allowed as per the law and what you can do to avoid exploitation by these debt collectors:

» TAKE ACTION NOW: Fill out the short debt form

Your Rights with Lowell Collectors

We’ve written an extensive article on how to deal with Lowell Debt Recovery and some ways that you can stop them.

Remember, it’s important to know your rights when dealing with debt collectors to avoid being taken advantage of. Here are some of the basics you should know:

Debt Collectors Can But They Can’t
Contact you by phone or mail. Call you after 9pm or before 8am.
Conduct home visits (on rare occasions) and knock on your door. Forbily enter your home, or stay if you ask them to leave.
Threaten to take you to court by suing you for payment on a debt. Harrass you, including threats of violence, repeated calls and visits, or abusive language.
Negotiate a debt settlement. Tip: make sure to get this new arrangement in writing. Visit your workplace.
Access your bank account, but only after a court judgment has been made. Take anything from your home or threaten to do so.
Sell your debt. Speak to other people about your debt without your permission.
Contact you frequently. Keep doing so if you request that they reduce communications.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Lowell Financial Debt Collection Contact Details

Address: Ellington House, 9 Savannah Way, Leeds, LS10 1AB
Phone: 0333 556 5552
Opening hours: 8am-8pm Monday to Friday, and 8am-2pm on Saturday
Website: https://www.lowell.co.uk/
Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

References

  1. InDebted Debt Collection Survey.
  2. StepChange Statistics Yearbook, 2022.
The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.