Featured in...
Dashboard
Debt Info
Debt Collectors

03445560212 – Who Called? Stop Cabot Debt

Scott Nelson Profile Picture Janine Marsh Profile Picture
By
Scott
Scott Nelson Profile Picture

Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Jan 13th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

Featured in...

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

If you’ve received a call or letter from the number 03445560212, you’re probably wondering who it is. This number belongs to Cabot, a debt collection company.

Don’t worry; you’re in the right place to get all the information you need. Cabot might be calling to collect a payment or to gather more information.

It can be confusing and even a bit scary. You might not know where the debt has come from or if you should pay. You might also be worried about if you can afford to pay. Don’t worry; you’re not alone. Over 170,000 people visit our website each month for help with debt issues.

In this article, we’ll talk about:

  •  How to find out why Cabot called you.
  •  How to deal with Cabot debt collectors.
  •  Ways to stop debt collectors from Cabot.
  •  If you can write off some Cabot debt.
  •  What to do if you can’t afford the debt.

Many of us have been chased by debt collectors too. We understand how you feel. Continue reading to find out more about how to deal with Cabot and their debt collection.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Reasons why you were called by 03445560212

Cabot could call you from various numbers. The main reasons they call people are: 

  1. To collect payment – The primary reason for Cabot call from 03445560212 is ultimately to get you to pay up, ideally right then over the phone. If you cannot afford to pay the total, then Cabot will suggest that you arrange an ongoing monthly instalment plan ideally by direct debit.

  2. To gather more information – Cabot will likely request more information about your situation including a copy of your monthly budget (if you have one) illustrating your income and expenses – especially if you cannot pay. They might also like to know more about your living circumstance.

  3. To intimidate you – Unlike letters, Cabot can begin to suffocate you a little by calling you regularly making the situation feel a lot more uncomfortable to squeeze payment from you. They may also threaten CCJs or home visits should they get the chance.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

Should you ignore 03445560212?

You can watch this video to get an understanding of the process and what debt collectors can and can’t do:

How to Put a Stop to Debt Collectors from Cabot?

03445560212 Debt Free

I’ve written a highly detailed guide about responding to Cabot when they contact you in order to put a stop to their harassment in the article linked below:

Cabot Financial Debt Collectors – How to Stop Them

» TAKE ACTION NOW: Fill out the short debt form

Cabot Financial Debt Collection Contact Details

Address: 1 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4UA
Phone: 0344 556 0263
Monday – Friday   8:00am – 8:00pm
Saturday   9.00am – 1.30pm
Website: https://www.cabotfinancial.co.uk/
Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
×
Beat Cabot Debt Collectors
Beat Cabot Debt Collectors
  • Affordable repayments
  • Reduce pressure from people you owe
  • Lower monthly repayments
Close