Who Called Me from 03445560216?

The company who called you from 03445560216 is Cabot Financial Debt Collectors. They are usually calling to recover money for credit cards, loans, unpaid bills or parking fines.

Don’t worry, here’s what to do

You could get rid of debt collectors by writing off your debt. I’ve put together a 4 question debt calculator which will tell you if you’re eligible:

Find your best debt solution

This 4 question debt calculator will tell you if you’re eligible.

What is the total amount of your debt?

Reasons why you were called by 03445560216

Cabot Financial could call you from several numbers. The main reasons they call people are: 

  1. To collect payment – at this point, either your original creditor or Cabot Financial (or both) will have sent you at least one letter letting you know that your debt has been purchased by or passed onto a debt collector.

    The primary reason Cabot Financial is calling you is for them to request payment, ideally by card payment over the phone, by bank transfer or to arrange that you send them a cheque in the post. If you state that you cannot afford to pay the debt in one lump sum then they will either allow you to negotiate a lower, more affordable payment or more often they will suggest that you set up ongoing monthly instalments.

  2. To get more information – following your inability or unwillingness to pay in a lump sum or in monthly instalments, the second priority for Cabot is to gather additional information about your circumstance. This information will mostly include the reasons you cannot pay, your monthly budget made up of your income and living expenses, as well as anything else that may aid them in retrieving the value of the debt.

  3. To intimidate you – Letters addressed to you but with automated language clearly sent out in bulk is no longer uncommon in today’s society and debt collectors understand that debtors find this increasingly easy to ignore. However, phone calls are more direct and are on the most part conducted by an actual human being and are therefore harder to ignore. Debt collectors like Cabot use this to their advantage and try to pressure you into paying which you wouldn’t have done in response to a letter.

    They might also further intimidate you by threatening that they will come to your home or worse, they will take you to court by prosecuting you with a CCJ. Despite there being a good chance this will happen further down the line if you continue to ignore them, this is just a tactic used to speed up the time line and get you to pay sooner.
03445560216 Debt Free


How to Stop Cabot Financial Debt Collectors? 

I’ve written a comprehensive guide about what to do when Lowell Group contact you and ways that you can stop them in the article linked below:

Cabot Financial Debt Collectors – How to Stop Them

Find your best debt solution

debt solution

Is all this information starting to feel overwhelming? Don’t panic! I’ve put together a 4 question debt calculator so you can quickly and easily find the best solution for you. Answer the four questions now.

Find your best debt solution

debt solution

Is all this information starting to feel overwhelming? Don’t panic! I’ve put together a 4 question debt calculator so you can quickly and easily find the best solution for you. Answer the four questions now.

Should you ignore Debt Collectors?

You can watch this video to learn what’s allowed as per the law and what you can do to avoid exploitation by these debt collectors: 

Cabot Financial Debt Collection Contact Details:

Phone number:

  • 0344 556 0216
  • +44 3445560216
  • 44 344 5560216

Address:

1 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA

About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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