Scott Nelson - Founder of MoneyNerd

Scott Nelson founded MoneyNerd after his own experience with debt. He writes and produces general information about debt and everyday money matters. MoneyNerd does not provide personal debt advice or recommend debt solutions.

Scott Nelson

Founder of MoneyNerd

Scott Nelson founded MoneyNerd after experiencing debt himself. He writes and produces general information to help readers understand debt, money matters and their options for getting support.

Scott’s background and writing

Scott has created articles and videos about debt consolidation, Debt Management Plans (DMPs), Individual Voluntary Arrangements (IVAs), Debt Relief Orders (DROs), bankruptcy and parking tickets. His own experience of debt informs how he explains these topics.

Scott’s content is general information. It does not assess your circumstances or recommend a debt solution for you.

Founder of MoneyNerd

Scott founded MoneyNerd to publish articles, videos, letter templates and tools about debt and everyday money matters.

MoneyNerd is an introducer appointed representative of Pacific Financial Solutions Ltd. If you want personal debt advice, MoneyNerd may, with your agreement, introduce you to The Debt Advice Service, a trading style of Pacific Financial Solutions Ltd. Its debt advice is free, although some debt solutions have fees. MoneyNerd may receive a fee if you enter into an IVA or DMP following an introduction. You are under no obligation to proceed.

Scott’s books

Scott’s picks

Selected media coverage

Follow Scott and MoneyNerd

Posts by Scott Nelson:

County Courts Act section 69: interest on debts and damages

Scott Nelson

Section 69 of the County Courts Act 1984 concerns the court’s power to award interest on debts or damages in England and Wales. It does not itself give a collector bailiff powers. In this easy-to-understand article, we’ll explain: We know it’s stressful when you’re dealing with bailiffs. Some of our team members have been in […]
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How to Get Out of a Trust Deed? Cancel Guide

Scott Nelson

Are you searching for ways to cancel a trust deed? Or, perhaps you’re interested in knowing more about trust deeds. Either way, you’ve made the right choice by being here. Each month, over 170,000 people like you visit our website seeking advice on debt solutions. In this easy guide, you’ll learn: According to the Money & […]
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Sky bill debt: payment support, disputes and cancellation rights

Scott Nelson

Has a surprise letter from a debt collector left you puzzled and worried? Maybe you’re wondering about your Sky bill debt and if it can be wiped? This guide explains how to query a Sky bill, discuss affordability and respond to arrears. In this easy-to-understand guide, we’ll explore: We know it’s tough to face debt […]
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Write Off the Debt – Sample Letter Template Example

Scott Nelson

Are you trying to write a letter to your creditors to write off debt? We understand your worry. Debt can be a big problem, and it’s hard to know how to sort it out. But you’re not alone. Every month, more than 170,000 people visit our website for help with debt problems. We know how to […]
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Help with divorce costs and court fees

Scott Nelson

Court-fee support or legal aid may reduce some divorce costs, but a completely free divorce is not guaranteed. This guide focuses on England and Wales; other UK jurisdictions have different rules. We know it's a tough time, but remember, you're not alone. In this guide, we’ll explain: We know how you feel; some of us […]
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IVA Spending Restrictions – Living Expenses Guide

Scott Nelson

Making sense of IVA spending restrictions might seem hard. But don’t worry, you’re in the right place to learn more about it. We understand that you might be feeling a bit confused by the IVA process or worried about paying off a debt, but you’re not alone. Every month, over 170,000 people visit our website […]
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Sell Your House Whilst in Trust Deed? UK Property Laws

Scott Nelson

Are you searching for answers about selling property held in trust in the UK? You’ve come to the right place. Each month, our website is visited by over 170,000 people trying to learn more about different debt solutions. In this article, we’ll explain: According to the Money & Pensions Service, 700,000 people are either in […]
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How Much Does a Divorce Cost in Scotland?

Scott Nelson

Navigating the cost of divorce in Scotland can feel tricky. This guide is here to help, offering clear answers to your queries. This guide explains the main options, conditions and risks to discuss with a qualified adviser. In this straightforward guide, we’ll discuss: A historic UK-wide average is not a current guide to Scottish court […]
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If I Go Bankrupt, What Happens to My Wages? 

Scott Nelson

Are you finding it hard to pay your debts and considering bankruptcy? You are not on your own. Each month, over 170,000 people visit our website seeking advice on how to handle debt. In this guide, we’ll explain: In 2021, Citizens Advice helped approximately 280,000 individuals in England and Wales with debt, emphasizing the escalating […]
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Divorce costs when both parties agree

Scott Nelson

Agreement can reduce the work involved in divorce, but it does not remove court fees or the need to deal properly with finances. This guide covers England and Wales; Scotland and Northern Ireland have different rules. This guide explains the main options, conditions and risks to discuss with a qualified adviser. In this easy-to-read guide, […]
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Divorce after five years’ separation: fees and process

Scott Nelson

Five years of separation does not make divorce free. This guide focuses on England and Wales, where the current no-fault process and court-fee rules apply; Scotland and Northern Ireland have different procedures. This journey can be hard, but remember, you're not alone. In this guide, we’ll talk about: Budget separately for the divorce application, financial […]
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Should I be Hiding Money from IVA? Consequences if you do

Scott Nelson

If you’re worried about an IVA (Individual Voluntary Arrangement) and the idea of hiding money has crossed your mind, you’re in the right place to get some help. This article is here to answer your important questions. Each month, over 12,000 people visit our site for advice on stressful debt topics. Here’s what we’re going […]
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Who Can Enter Your Home without Permission?

Scott Nelson

Are you worried about someone entering your home without your permission? Perhaps a bailiff company is giving you a hard time? You’re in the right place. Each month, over 170,000 people visit our site for guidance on such matters, so you’re not alone. In this article, we will explain: Shelter found that no-fault evictions have […]
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Who Can Enter Your Home without Permission?

Scott Nelson

Are you worried about someone entering your home without your permission? Perhaps a bailiff company is giving you a hard time? You’re in the right place. Each month, over 170,000 people visit our site for guidance on such matters, so you’re not alone. In this article, we will explain: Shelter found that no-fault evictions have […]
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