Scott Nelson - Founder of MoneyNerd

Scott Nelson founded MoneyNerd after his own experience with debt. He writes and produces general information about debt and everyday money matters. MoneyNerd does not provide personal debt advice or recommend debt solutions.

Scott Nelson

Founder of MoneyNerd

Scott Nelson founded MoneyNerd after experiencing debt himself. He writes and produces general information to help readers understand debt, money matters and their options for getting support.

Scott’s background and writing

Scott has created articles and videos about debt consolidation, Debt Management Plans (DMPs), Individual Voluntary Arrangements (IVAs), Debt Relief Orders (DROs), bankruptcy and parking tickets. His own experience of debt informs how he explains these topics.

Scott’s content is general information. It does not assess your circumstances or recommend a debt solution for you.

Founder of MoneyNerd

Scott founded MoneyNerd to publish articles, videos, letter templates and tools about debt and everyday money matters.

MoneyNerd is an introducer appointed representative of Pacific Financial Solutions Ltd. If you want personal debt advice, MoneyNerd may, with your agreement, introduce you to The Debt Advice Service, a trading style of Pacific Financial Solutions Ltd. Its debt advice is free, although some debt solutions have fees. MoneyNerd may receive a fee if you enter into an IVA or DMP following an introduction. You are under no obligation to proceed.

Scott’s books

Scott’s picks

Selected media coverage

Follow Scott and MoneyNerd

Posts by Scott Nelson:

DWP Debt Management Contact Details

Scott Nelson

If you’ve just got a surprise letter from a debt collector, and it says ‘DWP Debt Management’, you may feel a bit lost. But don’t worry, we’re here to help. DWP Debt Management is a group from the Department for Work and Pensions. They take back money that was given out too much, like social […]
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Black Horse Finance Bad Credit – Is It Possible?

Scott Nelson

Are you wondering if you can get car finance with bad credit from Black Horse Finance? You’ve come to the right place. Over 170,000 people visit our website each month seeking advice on debt solutions. In this easy-to-understand guide, we’ll explain:  Dealing with car finance payments can be tough, and it’s common to feel unsure […]
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Arvato Financial Solutions Debt – Should You Pay?

Scott Nelson

Have you received a letter from Arvato Financial Solutions about a debt you don’t remember? You may feel confused and worried about what to do next. You’re not alone – every month, over 170,000 people visit our website for guidance on situations like yours. This article will guide you through: Some of our team have […]
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JCIA Debt – Should You Pay?

Scott Nelson

Are you wondering about JCIA debt and what to do? You’re not alone. Each month, over 170,000 people visit our website to find answers to their debt questions. In this article, we’ll give you clear guidance on: You might be worried about how to deal with JCIA debt. We understand, as many of us have […]
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Capital Resolve Debt Recovery – Should You Pay?

Scott Nelson

Has a letter from Capital Resolve Debt Recovery landed on your doorstep? Are you asking if you should pay or if it’s even real? You’re not alone. Over 170,000 people visit our site each month for help with debt problems. We understand how stressful the situation can be, as nearly half of the individuals who […]
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Indigo Michael Ltd Debt – Should You Pay?

Scott Nelson

When a surprise letter from Indigo Michael Ltd lands on your doormat, it can be a shock. But don’t worry, you’re not the only one. Every month, over 170,000 people just like you come to our website for help with debt matters. In this article, we are going to help you understand: We understand the […]
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First Plus Loan Debt (Elderbridge) Should You Pay?

Scott Nelson

Have you got a surprise letter from a debt collector about your First Plus Loan Debt? You’re not alone. A lot of people visit this site each month for help with debt questions. We’re here to help you understand your situation and your options. In this article, we’re going to talk about: We know that […]
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DCBL Final Reminder Letter? Worst Case Scenario

Scott Nelson

Are you worrying about a DCBL final reminder letter? You’re in the right place for answers. Each month, over 170,000 visit our site for information about their debt issues, just like you. This article will help you understand: Research shows that 64% of UK adults find interactions with current debt collectors stressful1. So, we understand […]
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Parking Eye Complaints – Guide and Tips

Scott Nelson

Have you received a Parking Eye fine and are unsure about your rights or next steps? Welcome to our guide on ‘Parking Eye Complaints Tips and Guide 2023’.  Every month, over 130,000 people visit our website for clear guidance on parking fines and tickets, so you’re not alone. In this article, we’ll help you understand: […]
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How to Release Equity for Home Improvements?

Scott Nelson

Do you wish to make your home better using a loan but feel unsure about the whole process? You’ve come to the correct place. This guide is here to clear all your doubts about home improvement loans in the UK.  You're not alone on this journey. In this guide, we’ll discuss: We understand that loans […]
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Can You Walk Away From a Civil Enforcement Officer?

Scott Nelson

Are you worried about a Civil Enforcement Officer (CEO) approaching you because of debt? Don’t fret; you’re in the right place. Each month, over 170,000 people seek advice on debt matters from our website. In this easy-to-read guide, you’ll find: Our team comprehends the stress of dealing with debt, as some of us have been […]
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Am I Liable for My Ex Partner’s Debt?

Scott Nelson

Are you worried about paying your ex-partner’s debt? This is a common question, and you’re not alone in looking for answers. Each month, more than 170,000 people come to our website for advice on their debt problems. In this article, we’ll share important information about: Our team knows how stressful dealing with debt can be, […]
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Barclaycard Debt Collection Agency – Should You Pay?

Scott Nelson

Have you just got a letter from Barclaycard Debt Collection Agency? You are in the right place. Every month, over 170,000 people visit our website for guidance on their debt problems. In this guide, we will show you: We understand that receiving letters from debt collectors can be scary, as research shows that nearly half […]
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Lost My Job, Need Money to Pay Bills – In-depth Guide

Scott Nelson

Lost your job and not sure how to pay your bills? You’re in the right place to get help. Our guide is here to answer your questions and ease your worries. Each month, over 170,000 people come to our website for advice on money troubles, so you’re not alone in this tough time. Our team […]
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Interest on Debt – All You Need to Know

Scott Nelson

If you’re looking for more information on how interest can affect your debts, you’re in the right place. It can be worrying to think about the financial impact of interest on your debt, but don’t fret; we’ll help you understand it all. Every month, over 170,000 people come to our website for guidance on debt […]
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Can I Get a Second Mortgage? Here Are The Rules

Scott Nelson

If you’ve been thinking about getting a second mortgage but are unsure of the rules, this article is for you. We're here to help. In this article, we’ll talk about: We know that getting a second mortgage can be confusing and a bit scary. You might be worried about how a second charge mortgage works, […]
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Parking Control Management – Pay or Appeal

Scott Nelson

Have you got a parking fine from Parking Control Management? Not sure whether to pay or appeal? You’ve come to the right place. Each month, more than 130,000 people visit our website seeking advice on fines and parking tickets. In this easy-to-understand article, we’ll cover:  Which? found that, despite 78% of members deeming private parking fines […]
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If I Clear my Debt can I get a Mortgage?

Scott Nelson

Trying to get a mortgage whilst paying off debt can be a frustrating process, but don’t worry; you’re not alone!  Every month, over 170,000 people come to us for guidance on debt solutions. We understand your worries about how debt could impact your dream of owning a home. In this easy-to-understand guide, we’ll explain: We […]
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