Scott Nelson - Debt Expert
Posts by Scott Nelson:
Getting out of a guarantor loan: borrower and guarantor options
How to seek payment support, challenge an unfair guarantor loan and understand the limits of cancellation or debt solutions.
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What happens if you do not tell your insurer about a driving ban?
When to tell your insurer about a ban, possible consequences of incorrect answers and the steps before driving again.
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County Courts Act section 69: interest on debts and damages
Section 69 of the County Courts Act 1984 concerns the court’s power to award interest on debts or damages in England and Wales. It does not itself give a collector bailiff powers. In this easy-to-understand article, we’ll explain: We know it’s stressful when you’re dealing with bailiffs. Some of our team members have been in […]
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How to Get Out of a Trust Deed? Cancel Guide
Are you searching for ways to cancel a trust deed? Or, perhaps you’re interested in knowing more about trust deeds. Either way, you’ve made the right choice by being here. Each month, over 170,000 people like you visit our website seeking advice on debt solutions. In this easy guide, you’ll learn: According to the Money & […]
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Remove Ex-Spouse from Credit Report – Step By Step Guide
Even when a legal divorce is approved by the courts, you may still feel it is prudent to check and remove any links to your ex-spouse from your credit report. Benefits of removing your previous spouse from your credit report It is prudent after a divorce, to contact all lenders to ensure they are aware […]
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Divorce court costs in England and Wales
A divorce application and court proceedings about finances are different parts of the process. This guide covers costs in England and Wales; Scotland and Northern Ireland have their own rules. Some applications proceed without attendance at a hearing. Disputed finances, procedural problems or limited legal challenges can require further court work and increase costs. I’ll […]
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Sky bill debt: payment support, disputes and cancellation rights
Has a surprise letter from a debt collector left you puzzled and worried? Maybe you’re wondering about your Sky bill debt and if it can be wiped? This guide explains how to query a Sky bill, discuss affordability and respond to arrears. In this easy-to-understand guide, we’ll explore: We know it’s tough to face debt […]
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Pulse credit card: invitation, cashback and account terms
Pulse is an invitation-only NewDay credit card. Check your invitation and agreement for the terms that apply to your account.
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John Lewis Partnership Credit Card: rewards, costs and risks
Understand the current Partnership Credit Card provider, rewards and charges before applying, and where to get help with repayments.
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Write Off the Debt – Sample Letter Template Example
Are you trying to write a letter to your creditors to write off debt? We understand your worry. Debt can be a big problem, and it’s hard to know how to sort it out. But you’re not alone. Every month, more than 170,000 people visit our website for help with debt problems. We know how to […]
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Help with divorce costs and court fees
Court-fee support or legal aid may reduce some divorce costs, but a completely free divorce is not guaranteed. This guide focuses on England and Wales; other UK jurisdictions have different rules. We know it's a tough time, but remember, you're not alone. In this guide, we’ll explain: We know how you feel; some of us […]
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Lolly loans: broker role, costs and complaints
Lolly introduces applicants to a credit broker rather than lending directly. Check the lender’s actual offer, total cost and repayment terms.
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IVA Spending Restrictions – Living Expenses Guide
Making sense of IVA spending restrictions might seem hard. But don’t worry, you’re in the right place to learn more about it. We understand that you might be feeling a bit confused by the IVA process or worried about paying off a debt, but you’re not alone. Every month, over 170,000 people visit our website […]
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Sell Your House Whilst in Trust Deed? UK Property Laws
Are you searching for answers about selling property held in trust in the UK? You’ve come to the right place. Each month, our website is visited by over 170,000 people trying to learn more about different debt solutions. In this article, we’ll explain: According to the Money & Pensions Service, 700,000 people are either in […]
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How Much Does a Divorce Cost in Scotland?
Navigating the cost of divorce in Scotland can feel tricky. This guide is here to help, offering clear answers to your queries. This guide explains the main options, conditions and risks to discuss with a qualified adviser. In this straightforward guide, we’ll discuss: A historic UK-wide average is not a current guide to Scottish court […]
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Going to Court for Speeding: Process and Penalties
A speeding allegation can go to court if a fixed penalty is not available, not accepted or not complied with. Follow the court’s response and attendance instructions and distinguish a defence from mitigation.
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If I Go Bankrupt, What Happens to My Wages?
Are you finding it hard to pay your debts and considering bankruptcy? You are not on your own. Each month, over 170,000 people visit our website seeking advice on how to handle debt. In this guide, we’ll explain: In 2021, Citizens Advice helped approximately 280,000 individuals in England and Wales with debt, emphasizing the escalating […]
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The Best Cities for Pay & Work-Life Balance Based on Job Industry
Are you thinking about moving to a new city for work? This guide is here to help you find the best cities for pay and work-life balance based on your job industry. Many people are worried about their quality of life and the cost of living. We understand this concern and have gathered information about […]
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Divorce costs when both parties agree
Agreement can reduce the work involved in divorce, but it does not remove court fees or the need to deal properly with finances. This guide covers England and Wales; Scotland and Northern Ireland have different rules. This guide explains the main options, conditions and risks to discuss with a qualified adviser. In this easy-to-read guide, […]
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How long must you declare penalty points to an insurer?
Why disclosure depends on the question, conviction status and applicable rehabilitation rules.
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