Blog

A home-reversion plan sells a share of your home below market value in return for money and occupancy rights. Check current provider availability and obtain specialist advice.

Compare lifetime-mortgage providers by their current products, eligibility, costs and conditions with specialist advice.

Selling your home to cover care home costs is not always necessary, as the UK offers several means of support like the Deferred Payment Agreement. Read on for more insights...

Shared-ownership schemes differ from joint ownership. Equity-release availability depends on the provider; some arrangements may require staircasing to 100% at completion and clearing existing secured debt.

You can delete your Very account via the Very website, or through your email. Let me walk you through the process...

Customer reviews can highlight service experiences, but do not establish suitability or total cost. Compare lifetime mortgages and home reversion carefully.

Equity release may be available with an existing mortgage if required secured debts can be cleared at completion, often using the released funds. Eligibility, remaining cash, costs and risks depend on the plan.

Yes, equity release can be a powerful tool to financially assist your children, whether to facilitate home ownership, support their education, or even start a business. Read on and let's delve into the details.

Home-equity requirements depend on the IVA’s agreed terms. The 2025 protocol differs from older arrangements; ask your insolvency practitioner before borrowing or selling.

Check a Firstclear bank-statement entry, distinguish it from EUI or Admiral, and report an unfamiliar or incorrect payment through your bank.

You can release equity on a jointly owned property. But, both owners must agree to do so. Let me walk you through the process...

Yes, it is indeed possible to get equity release with a repayment option, allowing you to control the growth of the loan over time. Read on for an in-depth guide on this often overlooked aspect of equity release.

This guide explains how to compare equity-release providers and the terms to check. It is not a current ranking or a live product comparison. We know that the world of equity release can feel a bit confusing. It's a big decision to make, but don't worry; we're here to help. The right choice depends on […]

Most standard lifetime mortgages start at 55, but some payment-term products start at 50 and require interest payments. Compare eligibility, affordability, costs and alternatives.

The cost of equity release is a complex composition of the plan's fees, arrangement costs, and additional hidden charges, which can often be overlooked. Continue reading to uncover the full spectrum of equity release costs and make a more informed decision.

Solicitor fees depend on the firm and work required. Obtain an itemised quote covering VAT, disbursements and any extra charges before proceeding.

Equity release can reduce your estate, affect means-tested benefits and incur substantial interest or exit costs. Charges and repayment options depend on the plan.

It is possible to release equity to buy a second property. But, whether it's a good idea or not will depend on a number of factors, including, but not limited to, your age, budget, and the type of equity release scheme you plan to use. Let me walk you through your options...

Most standard lifetime mortgages start at age 55, but some payment-term lifetime mortgages are available from 50 and require interest payments for an agreed period. Home-reversion minimum ages and all other eligibility rules depend on the provider. Check the youngest applicant’s age and the actual product criteria. Eligibility depends on the product, age, property, credit circumstances and any required affordability assessment. Minimum property values and borrowing limits are lender-specific. An existing mortgage normally has to be cleared at completion, often using some of the released funds.

Equity release is designed for long-term needs. If you expect to repay soon, compare alternatives and early-repayment charges; enhanced medical underwriting does not make it a short-term loan.