For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

Menu

Other Useful Letters – Sample Letter Templates

For free and impartial money advice and guidance, visit MoneyHelper, to help you make the most of your money.

Introduction

Here we have seven more letter templates for common situations facing people in debt. From asking for an affordable repayment plan with your energy company to requesting a stay of execution from the court, we’ve covered all bases. 

Download them for free now!

Ask Your Energy Supplier to Accept Affordable Payments

Is your energy bill much bigger than you expected? If so and repaying it in full will put you into financial difficulty, why not ask your energy supplier to accept affordable repayments instead?

Spreading the cost of your bigger energy bill is an effective way of avoiding further action. We have a letter template that will help you do this politely and professionally, while also saving you time. 

Ask Your Energy Supplier to Accept Affordable Payments

Cancel Your Existing Debt Management plan

A Debt Management Plan (DMP) is not a legally binding debt solution, meaning you are allowed to cancel your plan at any time. If you wish to cancel your existing DMP to switch to a cheaper DMP provider, use this letter to request a DMP cancellation. 

If you signed up for the DMP online or over the phone in the last 30 days, you can also request 100% of your money back!

Cancel Your Existing Debt Management plan

Creditors Asking for Payment After Debt Relief Order Approved

If you have been approved for a Debt Relief Order (DRO), your creditors are not allowed to contact you asking for payment or threatening legal action. Before you contact the Official Receiver at the Insolvency Office about the incident, make your creditors or debt collectors aware of their breach with this free letter template. Sending our letter should be the last contact you have with your creditors. 

Creditors Asking for Payment After Debt Relief Order Approved

Hold Action While You Apply for a Debt Relief Order

Have you applied for a Debt Relief Order? The usual processing times of DRO applications have slowed down in 2021. This is one of many reasons why it is important to ask your creditors to hold action on your account – and freeze interest – while you apply for the DRO. Our letter template will help you get the message across to your creditors effectively. 

Hold Action While You Apply for a Debt Relief Order

Hold Action While You Move your DMP

If you are not just cancelling your DMP but moving it to another provider, it is best to let your creditors know what is going on. Moving your DMP could create a delay that forces you to miss a payment. You don’t want to aggravate your creditors and cause them to withdraw from the DMP agreement, so keep them in the loop with this letter. It will ask them to hold action on your account while the DMP switch takes place. 

Hold Action While You Move your DMP

Re-negotiate with Your Energy Supplier if your Current Repayment Arrangement is Unaffordable

Did you agree to a repayment plan with your energy supplier but can no longer afford those repayments? 

Don’t hide from the problem and make your energy supplier aware of the situation. With our letter template, you can renegotiate your repayment arrangement with any UK energy supplier and improve your chances of getting them to reduce your monthly repayments. 

Re-negotiate with Your Energy Supplier if your Current Repayment Arrangement is Unaffordable

Request a Stay of Execution in the High Court

Do you need a stay of execution to delay court action on your debts? Maybe you received a CCJ on a debt without even knowing about the court proceeding? Whatever your reason for needing a stay of execution, use our letter template to make your request professional. 

Request a Stay of Execution in the High Court

Share

×
Are you struggling with debt?
Are you struggling with debt?
  • Affordable repayments
  • Reduce pressure from people you owe money to
  • Stop interest and charges from soaring
Close