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01782971401 – Who Called? Stop Advantis Debt Collection

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Scott
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Scott Nelson

Managing Director

MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.

Learn more about Scott
&
Janine
Janine Marsh Profile Picture

Janine Marsh

Financial Expert

Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.

Learn more about Janine
· Jan 12th, 2024
Could you legally write off some debt? Answer below to get started.

Total amount of debt?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

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01782971401 – Who Called

For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.

If you’ve had a call from 01782971401, or a letter from Advantis Debt Collection, you might be a bit worried. You could be asking yourself if this is real, if you need to pay, or even where this debt has come from.

But don’t worry, we’re here to help. Every month, over 170,000 people come to our website for advice on debt problems. You’re not alone.

In this article, we’ll:

  •  Help you find out who is calling from 01782971401.
  •  Explain who Advantis Debt Collection is.
  •  Tell you why Advantis Debt Collection might be calling you.
  •  Show you how to stop Advantis from calling you.
  •  Share tips for dealing with too much debt.

Some of us have had debt collectors call us, too. We know it can be scary. But there are ways to handle it, and we’re here to help. So, let’s get started.

Could you legally write off some debt?

There are several debt solutions in the UK, choosing the right one for you could write off some of your unaffordable debt, but the wrong one may be expensive and drawn out.

Answer below to get started.

How much debt do you have?

This isn’t a full fact find. MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

Who Is Calling From 01782971401?

When you receive regular calls from a debt collector, and these calls come daily, usually in the early evening, it will likely be one of the larger agencies such as PRA Group or Lowell FInancial. These debt collectors use an automated system to make thousands of calls a day. It won’t be an agent picking up the phone and dialling your number, it will be a computer system. The only time a real person will be involved in this process, is if you answer the call. The system will then redirect you to a live agent. In the case of 01782971401, it is Advantis Credit that is calling you.

Why Is Advantis Debt Collection Calling You?

Advantis debt collectors will be calling you because a creditor has failed to get you to pay a debt that you owe. The creditor will have sanctioned Advantis to collect the debt on their behalf. Either by acting as an intermediary or transferring the debt to Advantis entirely. 

The company wants to make contact with you to try and arrange a repayment schedule for the debt. Keep in mind though, that debt collectors are not on your side, despite what they might publish on their websites. The only way a debt collector makes a profit is if they can get you to pay up. Because of this, they sometimes act in harassing or threatening ways, to try to scare you into paying up. Don’t fall for this. Every collection agency is heavily regulated, and if they cross the line between simply chasing a debt and harassing you, then you are within your rights to complain. We will explain this process a little later in this post.

How a debt solution could help

Some debt solutions can:

  1. Stop nasty calls from creditors
  2. Freeze interest and charges
  3. Reduce your monthly payments

A few debt solutions can even result in writing off some of your debt.

Here’s an example:


Situation

Monthly income £2,504
Monthly expenses £2,345
Total debt £32,049

Monthly debt repayments

Before £587
After £158

£429 reduction in monthly payments

If you want to learn what debt solutions are available to you, click the button below to get started.

Get Started

What Happens if You Don’t Speak to Advantis

You may already know that if you can manage to go 6 years without having any contact at all with the legal entity that is collecting a debt, you may be able to write the debt off. However, in reality, this is very hard to do in modern times, as debt collectors have a far greater range of tools at their disposal than they did even just a decade ago.

» TAKE ACTION NOW: Fill out the short debt form

Additionally, the chance of getting to the 6-year mark without legal proceedings being started against you is very slim. The repercussions of such proceedings could include money being taken from your pay, you being declared bankrupt, or being forced to sell your home.

How To Stop Advantis From Calling You

If you want to stop 01782971401 from calling you, there is a pretty straightforward process you can follow, based on the fact that harassment of any kind is considered a criminal offence in the UK. 

First, you need to find out who the original creditor is/was. Once you have done this, you need to collect evidence to prove that Advantis has been harassing you. Examples of valid evidence include:

  • All of the letters and documents Advantis has sent you.
  • A log of the dates and times of phone calls you received from 01782971401.
  • Witness statements from friends, family members or neighbours.

Once you have done this, send a letter to the creditor (keep a copy and send the original by registered post. Tell them that you want the harassment to stop, and tell them how you prefer they contact you in the future. Once you have done this, the creditor must, within three working days, give you an informal reply. At this stage, they must also inform the Financial Conduct Authority (FCA) that you have lodged a complaint against them. This should be enough to stop the constant phone calls.

Could you legally write off some debt?

Answer below to get started.

How much debt do you have?

This isn’t a full fact find, MoneyNerd doesn’t give advice. We work with The Debt Advice Service who provide information about your options.

The authors
Scott Nelson Profile Picture
Author
MoneyNerd’s founder, Scott Nelson, has a decade of financial industry experience, including 6 years in FCA regulated loan and credit card companies. Troubled by a lack of conscience in the industry, he founded MoneyNerd to give genuine advice to those in debt and struggling financially.
Janine Marsh Profile Picture
Debt Expert
Janine Marsh is an award-winning presenter and a valuable member of the MoneyNerd team. With a wealth of experience as a financial expert, she's been featured on BBC Radio 4, BBC Local Radio, and BBC Five Live, and is a regular on Co-op Radio.
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