We have compiled the most important, in depth information on Armstrong Watson. Learn about their services, customer reviews and the company details.

About – who are Armstrong Watson?

Armstrong Watson helps people who are in debt. They are located in Carlisle and were established in 2017. 

On their website they say:

“We’ve been supporting, advising and protecting clients across the North of England and Scotland for over 150 years.”

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What debt solutions does Armstrong Watson provide information about?

Find out below whether Armstrong Watson provides the kind of help you need.

Armstrong Watsons are predominantly accountants and financial advisors, but among their services you can find a limited number of personal debt solutions.

Armstrong Watson provides information about two debt solutions on their website including:

  • Individual Voluntary Arrangement (IVA) – a legal form of insolvency where you agree to repay a set amount to your lenders.
  • Bankruptcy – a form of insolvency which essentially is a declaration that you are unable to pay off your existing unsecured debts. 

Scottish Debt Solutions

Armstrong Watsons does provide information about Debt Solutions which are specific to Scottish residents, such as Sequestration.


Sometimes it’s easier to talk face-to-face rather than over the phone. Armstrong Watsons does offer in-person services, which means you can go into their offices to speak to them.

Information correct as of 21/04/21 (Armstrong Watson)

Company information:

After researching Companies House and their website, we found the following information about Critchleys Debt Solutions:

Date of incorporation: 25 January 2017
Company status: Active
Company number: OC415608
Company type: Limited liability partnership
Address: 15 Victoria Place, Carlisle, Cumbria, CA1 1EW
Opening Hours: Monday – Friday 8:30 A.M – 5 P.M
Phone number: +4401228690100

Information correct as of 21/04/21 (Companies House)

FCA registration:

The Financial Conduct Authority (FCA) is the conduct regulator for financial services firms and financial markets in the UK. 

FCA regulated: Yes.
FCA status: Authorised.
FCA regulated activities: 1) Insurance – advising on investments limited, arranging deals on investments limited, making arrangements with a view to transactions in investments 2) Consumer Credit – credit broking, debt counselling 3) Pensions – advising on investments, advising on pension transfers and opt outs, arranging deals in investments, making arrangements with a view to transactions in investments 4) Investments – advising on investments, arranging deals in investments, making arrangements with a view to transactions in investments 5) Other Activities
FCA reference number: 542122
Trading Names: MyRetirement / Armstrong Watson / Armstrong Watson Financial Planning & Wealth Management
Place of business: 15 Victoria Place, Carlisle, Cumbria, CA1 1EW, UNITED KINGDOM.

Information correct as of 21/04/21 (FCA)

Data protection registration:

Data protection registration means that this company is registered with ICO, the UK’s independent authority set up to uphold information rights in the public interest. The privacy of your data will be protected.

Registration No: Z7667102
Data controller: Armstrong Watson LLP
Address: 15 Victoria Place, Carlisle, Cumbria, CA1 1EW

Information correct as of 21/04/21 (ICO)

Where are Armstrong Watsons located?

You may want to speak with a debt management company in person. If you do, it’s important to find a company whose offices are near your own address. Take a look at their office location on the map.

Address: 15 Victoria Place, Carlisle, CA1 1EW

Armstrong Watson FAQs

Find out the most frequently asked questions surrounding Armstrong Watson personal insolvency services:

Are Armstrong Watson regulated insolvency professionals?

Yes. They are regulated and registered to provide services relating to debt and other financial matters.

How can I contact Armstrong Watson Carlisle?

We have supplied the contact details for Armstrong Watson at the end of this debt solutions review. You can speak with them directly on the phone if you prefer.

Armstrong Watson Debt Solutions

Armstrong Watson Contact Details


15 Victoria Place

Contact number:

0808 144 5575

To get a feel for the company, have a scroll through their Twitter feed!



About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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