Looprevil Ltd will speak to thousands of people each and every day about their debt. It’s not pleasant to receiving a letter which states that you owe money. Debt problems are a real struggle for many people, and unfortunately, debt issues are extremely common. In many cases, if you have unpaid debts, you may end up receiving calls or letters from companies like Looprevil Ltd bailiffs.

Although the contact you receive from bailiffs may be upsetting, you will need to deal with the situation, and the sooner you do this, the better. Even if you are unfamiliar with debt companies, with a little bit of knowledge, you will be able to manage the situation and stop the worst from happening. We will look at who Looprevil Ltd are in more detail, how to deal with contact from them, and whether you will really need to pay them.

Who are Looprevil Ltd?

Looprevil Ltd are based in Liverpool – “Looprevil” is “Liverpool” spelled in reverse. They are a private limited company controlled by Thomas O’Connell who owns 80% of the business. He is the sole director and only employee. Julie O’Connell owns the other 20% of the business. They have been trading since May 2008.

They are Certificated Enforcement Agents and are authorised by Birkenhead County Court. Looprevil Ltd specialise in three areas: commercial rent arrears, lease forfeiture and traveller eviction. They claim to be able to respond within 24 hours. and can often respond on the same day.

Maghull Business Centre 1 Liverpool Road North, Maghull, Liverpool, L31 2HB

Registration Number:

Incorporation Date:

License Granted:

Also Known As:
Looprevil Ltd Limited
Looprevil Ltd Ltd
Looprevil Ltd Group
Looprevil Ltd Bailiffs
Looprevil Ltd Debt Collectors
Looprevil Ltd Debt Collection
Looprevil Ltd Agency

What Is The Reason for the Contact?

You are probably wondering whether Looprevil Ltd is a legitimate organisation, especially if you have never heard of them before. They are definitely legitimate, so if they get in touch with you, it is a good idea to speak to them, and definitely not ignore them. These are just some of the reasons they may be trying to reach you:

  • You have debts you owe to individuals, businesses or other organisations
  • You have unpaid tax and tax credit overpayments from HMRC
  • Unpaid debt such as payday loans or credit cards
  • Court fines you have defaulted on

It is usually the case that the company, person, or organisation will pass the unpaid account over to Looprevil Ltd to deal with on behalf of them, usually because you have not responded to their contact, or they have not had a favourable response. This means that your debt could be with a completely different company, but Looprevil Ltd are the company who are collecting it. These are some of the companies who the debt collectors may be working on behalf of:

  • Utility companies, which may include Npower, United Utilities and other gas and electric suppliers
  • Mobile and broadband companies such as O2, Virgin Media and EE
  • Parking tickets and council tax from your local council

Looprevil Ltd will usually buy bundles of debt from these companies, rather than just individually. As a result, they’re no longer collecting the debt for the purpose of paying back the original creditors, but instead they are only collecting for their own purposes. They only pay a small amount for the debt, so they start making money quickly when you begin making payments.

Will You Be Able to Stop Looprevil Ltd From Contacting You?

It is usually the case that the agents from Looprevil Ltd will be quite persistent, as if they don’t get payment from you, they will probably have a boss to answer to. You may find that you are on the other end of many calls or letters from them, and they may even go as far as to turn up at your door to demand payment. Many people believe that if they ignore them, they will stop with the contact. You can be sure that they won’t, so it is better to deal with the problem head-on.

Bailiffs like Looprevil Ltd will sometimes even be used for the purpose of serving court documents or to hand over notices and summons. It is usually the case that they would give you at least 7 days’ notice of their first visit. If you pay your debts, this will stop them from trying to turn up at your door.

The power is not completely in their hands though, these are some things they are not permitted to do. These are some things they can’t do:

  • Send letters that resemble court forms
  • Calling you at times that are unsociable
  • Contact you at work if you’ve told them not to.
  • Use jargon or technical language which will cause you confusion

You can look at your letters and the company’s website to see how you can contact Looprevil Ltd. If you get in touch with them quickly to discuss the next steps, you will be in a better position to deal with the situation quickly, and prevent any further interest or costs.

If the debt they’re claiming doesn’t belong to you, you can ask that they provide you with evidence relating to the debt. The Financial Conduct Authority’s guidelines have more information on this (see section 7).

Do Looprevil Ltd Have Any Powers?

As they are an enforcement agent/bailiff, Looprevil Ltd will have some legal powers relating to collecting your debt. You also have rights regarding the debt though, the ball is not just in their corner.

Bailiffs will be able to visit your home to collect the debts you owe. There is also the possibility that they can even enter your home to remove some of your belongings to sell and make up the payment in this way. If you do not allow them to enter the property, and you do not come to an arrangement to pay them, they will be able to take possessions from outside, such as your car or caravan.

If you receive a visit from someone who is representing Looprevil Ltd and you advise them that you cannot make any payment, they will have the right to take luxury items from your home, which you may consider as essential, including your game consoles, antiques, etc.

If the debt is more serious, such as for criminal fines you have failed to pay, stamp duty or income tax, bailiffs will be able to force entry to your property, but they will always do so as a last resort. If the debt is just normal debt Bailiffs cannot enter your home in these ways:

  • Forcing past you to gain entry to your property
  • Accessing your property when only vulnerable people or those under the age of 16 are home
  • Unsociable house such as after 9pm or before 6am
  • By accessing your property through windows or other openings aside from doors

How Do You Deal With a Visit From Looprevil Ltd?

Unless you are dealing with extreme circumstances, you will not need to let bailiffs into your property. They are likely to try and tell you otherwise and there is every likelihood that they will try and force the issue. However, they are only permitted to force entry if you have unpaid magistrates court fines or tax debts and they must have all the required paperwork too. In this situation, they may get a locksmith involved to gain entry to your property, but they do not have the right to break your door down.

If this happens, our first step is to find out who they are. If someone from Looprevil Ltd (or any other bailiffs) comes up to your door, you should always ask them to provide identification. These are some of the documents they should be able to provide:

  • Proof of who they are, this may include items such as an ID card, badge, or certificate
  • Proof of the company they will be representing (in this case, Looprevil Ltd)
  • Proof of what you owe, with a complete breakdown if necessary
  • Proof of whether they have permission to force entry, such as a warrant or writ

You may request that they pass these documents to you through the door, and you will be able to inspect them. You should always make sure they’re still in date and that they contain all the correct information on, such as your name and address.

If they do not have permission to force entry to your home, you may ask them to leave and you can advise them that you will contact the Looprevil Ltd head office to make arrangements to pay the debt back. If the debt is not in your name, you should tell them to leave, and contact the head office to advise them that it is not your debt.

Remember, Looprevil Ltd will not stop trying to pursue the debt, which means that if you fail to pay or prove that the debt does not belong to you, they will continue to visit you.

Looprevil Ltd Have Taken My Goods – What Next?

If you have allowed Looprevil Ltd bailiff to enter your home, there is every chance that they will have removed some of your goods to sell it on, so they can cover the cost of your debt. There is an opportunity to get them back, as long as you deal with the situation quickly.

The best way to get your goods back is to pay the money you owe, before they get the chance to sell them on. Another option you have is to come to an arrangement to pay them back by setting up a repayment plan with your creditors, or you may be able to buy the items back to pay off your debt.

If the Looprevil Ltd enforcement agent failed to adhere to the correct legal procedure, there may also be the option to get your money back. You can contact Citizens Advice to find out what to do and how to get your money back.

How to Deal with Contact from Looprevil Ltd

If you have been contacted by Looprevil Ltd, these are some things you should, and shouldn’t do!

Speak to them

You should never ignore the calls or letters you receive from Looprevil Ltd. You can guarantee that the debt will not just disappear, and they will keep trying to speak to you about it. You should keep in mind that enforcement agents like Looprevil Ltd will often charge an extra fee for having to deal with your debt. These charges include:

  • Compliance – £75. This is the cost for sending an enforcement notice tasking for payment.
  • Enforcement – £235 (or 7.5% over £1500). When they visit your home or business to take goods.
  • Sale of goods – £110 (or 7.5% over £1500). When they remove and sell your possessions.

If you owe the debt or it belongs to someone else, it’s better to answer them by responding to any contact before they end up sending someone to your home. Make sure you have proof that it is your debt, and take the action required to deal with it.

Find out if you owe the debt

If you have been sent a letter which claims that you owe the money, the first step is to clarify whether the debt is your and it is correct. The debt may be owed by someone else who has the same name as you, or who may have previously stayed at your address. It may be the case that you have actually already cleared the debt, and they have failed to update their records.

If it’s been over six years since you last made a payment to your debt or spoke to the creditor, you might not have an obligation to pay the debt. If you feel that you were pressured into signing the agreement or the creditor did not carry out sufficient checks on your ability to afford payments, you may not need to pay the debt.

Clearing your debt

If the debt belongs to you, and it is within the specified time period and Looprevil Ltd are able to prove you owe the money, it would be advisable to pay it. If you have the funds to do so, you should clear the debt as quickly as possible. If you do this, the company will stop contacting you, and you will be able to forget about it and get on with your life, without having the constant worry and threat of the debt hanging over you. If you do pay the debt, you should ask the debt collectors to provide you with a receipt to show you have paid off the debt.

If you cannot manage to pay the full amount right away, you should be able to agree on a suitable repayment plan with the debt collectors. You should contact Looprevil Ltd and discuss your financial situation with them, and how you want to clear the debt. Most debt collectors will allow you to devise a repayment plan to suit your situation.

How to Deal With Looprevil Ltd

If you need help in dealing with Looprevil Ltd when they contact you, there are various options available to you. You should always aim to speak to them about the situation as quickly as possible, so you can get the issue resolved and move on with your life. If the debt is yours and you are due to pay it, the best course of action, of course, is to pay it. If you need help in dealing with your debt problems, there are options available to you. These are just some of them.

Individual Voluntary Arrangement (IVA)

If may be the case that you can write off some of your debts. In England, Wales and Northern Ireland, you may be able to enter into an IVA, which is where you combine all your debts into one. An IVA will allow you to make one monthly payment towards the whole debt, and you will often pay a lower rate. After a set period of time, any debt you have outstanding will be legally written off.

Debt management

If you don’t want to sign up to an IVA, there are other options available to you in the form of debt management, and the option you choose will be based around your own circumstances. Some of these options will include signing up to debt management plans, taking out consolidation loans, or alternatively in the worst case scenario, you may need to make yourself bankrupt. You should carefully consider your options here before you dive in head first, as the choice you make could have consequences. For instance, it may affect your ability to obtain credit in the future.

Citizens Advice

If you have received correspondence from Looprevil Ltd and you are concerned about how to deal with it appropriately, you may wish to contact the Citizens Advice. They are trained in dealing with all kinds of personal issues, including debt management, and they have experts on hand to help. The other handy thing about this option is that the advice is completely free of charge.

Read the Reviews

If you want to find out more about this company, you may want to take a look at the Trustpilot reviews of Looprevil Ltd. If you believe that Looprevil Ltd have failed to treat you in an appropriate manner, you have the right to make a formal complaint.

If you want to complain to the bailiff company you can use our free letter template which outlines exactly what you should say.

If Looprevil Ltd do not respond to your complaint in an appropriate way, or you are just generally unhappy withe outcome, you can have the right to escalate it further by contacting the Financial Ombudsman Service, who will be able to take your complaint to the highest possible level.

Looprevil Ltd – To Summarise

It is not an enjoyable experience to have to deal with debt enforcement agents such as Looprevil Ltd. The best thing to do though is to have a good understanding of your legal rights and what they can and can’t do. With this knowledge, you will be in a better position to be able to deal with them. You should not be tempting into just ignoring letters or calls from companies such as Looprevil Ltd, even if you the debt is not yours. You should always contact them and explain your situation, and try to find a way to deal with it. If it is not your debt, they will be able to wipe your name off it and hopefully take the stress off your shoulders. If Looprevil Ltd decide to visit your home, you do not have a responsibility to let the bailiff access your property. The only way they can do this is if they have a court-certified warrant or writ. If they do not have this, you can explain that you will be in touch with the company you owe the money to directly, and deal with them instead.


Do I have any rights if a bailiff comes?

There are certain requirements that bailiffs need to adhere to. These include, refraining from visiting your home during unsociable hours, such as between 6am and 9pm. They should also give you at least 7 days notice of their plans to pay you a visit. They are not permitted to force entry into your home.

Is there a limit to how often a bailiff can visit?

The bailiff can come to your home as often as they wish – there is no limit on this. However, there are rules around the hours they can visit. They can only come to your home during the hours of 6am and 9pm

What happens if I refuse entry to the bailiffs?

If you refuse entry to the bailiffs, they might end up getting a locksmith to come to your home, when you are out. This is obviously something you should try to avoid happening.

Will a bailiff break down my door?

Bailiffs do not have permission to break down your door. If they need to gain entry, they must have a locksmith. They are also only permitted to enter through the door, they can’t try to access your property by going in through a window or any other method.

Will bailiffs be able to take my car, even if I need it for work?

Bailiffs have the right to take your car, despite the fact that you may need it for work. They have experienced all kinds of people and their tactics, such as parking their car on another street. They are well aware of how you may try to avoid this. If the car is on a private property and it is not yours, they won’t be able to take your vehicle.

About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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