Revive Asset Ltd will often contact thousands of people each day about their debt. It’s not nice to receive a letter saying you have outstanding debts. Many people suffer from debt problems, and find managing finances a real struggle. In some cases, if you have outstanding debts or fines that you have failed to pay, you may end up on the receiving end of calls or letters from companies like Revive Asset Ltd bailiffs.

If are facing contact from the bailiffs, it can be very upsetting, however, it’s something you need to deal with. Thankfully, if you know more about bailiffs and what they do, you will be in a better position to manage the situation and ensure the worst doesn’t end up happening. We have some more information on who Revive Asset Ltd are, what to do if you receive contact from them, and what action to take next.

Who are Revive Asset Ltd?

Revive Asset Ltd are based in Halifax, West Yorkshire, although they are prepared to undertake work anywhere in the world. They have been trading since 2014 but their staff consists of ex-police detectives and qualified private investigators with several decades of experience.

They specialise in private investigation work for both private and corporate clients. This can involve tracing people, surveillance and real-time vehicle tracking services. One of the areas they concentrate on is matrimonial surveillance for clients who suspect their partners of infidelity. They can also provide detailed company information to help their clients make better business decisions. All of their staff are qualified to Security Industry Authority Level 3 Professional Investigation standards.

In addition to their private investigation work Revive Asset Ltd perform enforcement services, either on a one-off basis or on an ongoing credit control basis. This includes asset tracing and recovery. They are members of the Certificated Enforcement Agents Association and are also authorised and regulated by the Financial Conduct Authority.

4 Ripponden Business Park Oldham Road, Ripponden, Sowerby Bridge, England, HX6 4FF

Registration Number:

Incorporation Date:

License Granted:

Also Known As:
Revive Asset Ltd Limited
Revive Asset Ltd Ltd
Revive Asset Ltd Group
Revive Asset Ltd Bailiffs
Revive Asset Ltd Debt Collectors
Revive Asset Ltd Debt Collection
Revive Asset Ltd Agency

What Are Their Reasons for Contacting You?

You may be concerned about whether Revive Asset Ltd are a registered organisation who are permitted to contact you. They are a legitimate company, and if you receive a call or letter from them, you should make sure you answer it. There are several reasons why they may be reaching out to you. These includes:

  • Debts you have outstanding with individuals, businesses or other organisations
  • Tax you have failed to pay and/or tax credit overpayments you have received from HMRC
  • Credit card or payday loans you have failed to pay back
  • Court fines you have defaulted on

In most cases, the company, person, or organisation will pass the unpaid account over to Revive Asset Ltd and request that they to deal with it because they have not managed to get in touch with you themselves. It is highly likely, therefore, that the debt is with be a completely different company, but Revive Asset Ltd are trying to collect it on their behalf. Some of the companies they collect the debt for include:

  • Utility companies, including Npower, United Utilities and other gas and electric suppliers
  • Mobile and broadband companies including O2, Virgin Media and EE
  • Local councils

Revive Asset Ltd will usually buy bundles of debt from these companies, as it is more cost effective for them. This means that they may be able to benefit from more discounts and make a good profit for themselves. They only pay a small fraction of the price to purchase the debt, and then start making money as soon as they start collecting it in.

Is There Any Way to Stop Revive Asset Ltd From Contacting You?

It is likely that the agents from Revive Asset Ltd will be quite persistent. You may receive several calls or letters from them, and they may eventually turn up at your house. Many people wonder if they should just ignore them, in the hope that they will just go away. They won’t though, they will keep trying. This is why it is better to just deal with the problem as quickly as you can.

Bailiffs like Revive Asset Ltd are quite often used to serve court documents or give notices and summons. However, any visit they make to your home will usually require a minimum of 7 days’ notice from their first visit. You may be able to prevent them from coming to your home and getting in touch with you, if you just pay your debts.

There are some things they are not permitted to do though. These include:

  • Sending letters that look like forms sent from the court
  • Trying to contact you at unsociable hours
  • Contacting your workplace, even though you have requested them not to
  • Using jargon or technical language in an attempt to confuse you

You should take a look at your letters and the company’s website if you wish to get in touch with Revive Asset Ltd to discuss the debt. If you do this, you will increase your chances of being able to resolve the matter as quickly as possible, without ending up with any additional costs or having visits to your home.

If they are asking you to pay debt you don’t owe, you can ask them to prove this and provide evidence of the debt. The Financial Conduct Authority’s guidelines have more information on this (see section 7).

Do Revive Asset Ltd Have Any Powers?

As they are an enforcement agent and bailiff, Revive Asset Ltd do have legal powers when they are trying to collecting your debt. You also have rights though, and they have an obligation to treat you fairly.

Bailiffs may visit your home to collect the debts you owe them, and in some cases, they even have the right to enter your home and remove some of your belongings to sell as payment for the debt. If you fail to allow them to enter and you do not agree to pay them, they may also decide to take other goods from outside your house, such as your car.

If you’re visited by someone from Revive Asset Ltd and you refuse to pay them, they can take luxury items from your homes. These items include things like TVs, games consoles, jewellery and antiques.

In some cases such as when you have unpaid criminal fines, stamp duty or income tax, bailiffs may force entry to your home, but this would be a last resort. However, if it is normal debt, Bailiffs will not have the right to enter your home:

  • By forcing their way into your home
  • If there are only vulnerable people at home or those who are under the age of 16
  • After 9pm at night or before 6am in the morning
  • In any way other than the door

How To Deal With a Visit From Revive Asset Ltd Visits?

Unless it is the most extreme circumstances, you will not need to let bailiffs into your property. They will probably say otherwise and may try to push the point. They will not be able to force entry if you have unpaid magistrates court fines or tax debts and there is the necessary paperwork to support their actions. In these situations, they are likely to employ a locksmith to try to gain entry, but they will not be able to break down your door.

The best thing to do if someone from Revive Asset Ltd (or any other bailiffs) turns up at your door is to ask them to provide identification. If they are legitimate, they must be able to provide these:

  • Proof of who they are. This may include an ID card, badge, or certificate
  • Proof of the company they are working for (e.g. Revive Asset Ltd)
  • Proof of what you owe, including and a clear breakdown of the total costs
  • Proof of whether they will be able to force entry, such as a warrant or writ

You can ask them to pass these documents through the door, so that you can take a look at them. You should ensure the documents are still in date and they have all the relevant information on them, including your name and address.

If they do not have the legal right to force entry to your home, you will be able to ask you to leave and you can explain that you will contact the Revive Asset Ltd head office to arrange your payment. If they are chasing you about debt which belongs to someone else , you can request that they leave and that instead, you will contact their head office.

Revive Asset Ltd will always continue to pursue the debt, so if you don’t pay the debt, or provide proof that it’s not your debt, they will still try to visit.

What To Do if Revive Asset Ltd Remove Some Of Your Goods?

If you have allowed access to a Revive Asset Ltd bailiff into your home, they may have already helped themselves to your goods, in order to sell them and cover your debt. You should be able to get your goods back if you act quickly.

The best way to recover your goods is make sure you pay or settle the debt before the goods are sold. Another option is to agree on a repayment structure with the creditors, or you could buy back the items, in order to pay off your debt.

If the Revive Asset Ltd enforcement agent failed to follow the correct legal procedure, you might also be entitled to get your items back. You can contact Citizens Advice if you want more advice on this.

How to Deal With Contact From Revive Asset Ltd

If you have been contacted by Revive Asset Ltd and you’re not quite sure what to do next, these are some actions you can take:

Speak to them

You shouldn’t just ignore the calls or letters you receive from Revive Asset Ltd. The debt will not just go away on its own, and they will continue trying to reach out to you about it. You should also bear in mind that enforcement agents like Revive Asset Ltd will try to charge an extra fee for dealing with your debt. These charges include:

  • Compliance – £75. This is for sending out an enforcement notice asking for payment.
  • Enforcement – £235 (or 7.5% over £1500). A charge for when they visit your home or business to take goods.
  • Sale of goods – £110 (or 7.5% over £1500). The cost to remove and sell your possessions.

Even if you don’t owe the debt, you should always endeavour to respond to any correspondence before they end up sending someone to your home. You need to find out whether you will be liable for the money owed, and take the appropriate action, as required.

Find out if you owe the money

If you have received a letter stating that you owe money, the first thing you should do is clarify whether it’s accurate. The debt may be owed by someone with the same name as you, or who lived at your address before. Similarly, you may have already paid the money and the letter was sent to you by mistake.

If it’s been over six years since you last made a payment to the debt, or spoke with the creditor, you may not need to pay the debt after all. In the same respect, if you had been pressured into signing the agreement or the creditor didn’t offer sufficient affordability checks to see whether you could afford to repay the money, you may not be liable to pay it.

Pay the money

If the debt is yours, and it is dated within six years, and Revive Asset Ltd are able to provide you with proof, you would be liable to pay it. If you have the money available, the best option is to pay the money you owe. Doing this will stop the company from contacting you further, and you will be able to get on with your life with one less worry. You should always make sure you are issued with a receipt for any payments you have made.

If you’re unable to pay the full amount immediately, you may be able to devise a repayment plan to suit your circumstances. You can contact Revive Asset Ltd and explain your financial situation to them. They are likely to agree to let you pay your debt in instalments, without adding on any extra fees.

Do You Need Help Dealing With Revive Asset Ltd?

There are many ways you can get help dealing with Revive Asset Ltd if they are trying to contact you. The best thing to do bet is contact them when they first get in touch with you. If you’re liable to pay the debt, the best thing to do is to pay it, if you are able to. However, if you need help in dealing with them, there is help available.

Individual Voluntary Arrangement (IVA)

In some cases, you may be able to write off some of your debts. In England, Wales and Northern Ireland, an IVA allows you to combine all your debts into one payment. This process will give you the chance to make just one monthly payment towards the debt, often at a lower rate. You will be able to get the rest legally written off after a set period of time.

Debt management

Other forms of debt management are available, and these will depend on your circumstances. These options include debt management plans, consolidation loans, and as last resort; bankruptcy. It’s worth analysing your options and even speak with professional organisations, if you feel you need the extra support.

Citizens Advice

If you are concerned about dealing with Revive Asset Ltd or the correspondence they have sent to you, you may wish to contact Citizens Advice. They have a range of resources that will help you prepare for a bailiff visit, as well as advisers who will offer advice on any notices you’ve received.

Formal complaints

If you take a look at the Trustpilot reviews of Revive Asset Ltd, you’ll find some fairly interesting reading. If you believe hat Revive Asset Ltd have treated you in a negative way, you may wish to make a formal complaint.

If you want to complain to the bailiff company you can use our free letter template which outlines exactly what you should say.

If Revive Asset Ltd fail to respond to this in an appropriate way, you may wish to contact the Financial Ombudsman Service to take matters further. 

Revive Asset Ltd – Conclusion

It’s not enjoyable to have to deal with debt enforcement agents such as Revive Asset Ltd. However, if you are aware of your legal rights and their boundaries, you will know what to expect. You should not ignore letters or calls from companies like Revive Asset Ltd, even if you do not have responsibility for the debt. Should Revive Asset Ltd decide to visit your home, you will not have to let the bailiff in, unless they have a court-certified warrant or writ. Instead, you can inform them that you will contact the company directly and pay the money or contest the claim.


What rights do I have if a bailiff comes?

Bailiffs may only visit your home between the hours of 6am and 9pm and they are required to give you 7 days notice. They are not permitted to use force, including forcing you out of the way.

How many times is a bailiff able to visit?

There is no limit to the number of times a bailiff can visit you, however, they must stick to the hours of 6am and 9pm.

What will happen if I refuse entry to bailiffs?

If you refuse to let bailiffs in, they may return with a locksmith in tow, when you’re not in the house.

Will a bailiff be able to break down my door?

Bailiffs are not permitted to break your door down. They must always use a locksmith. Also Bailiffs are only permitted to enter through a door, not a window or any other means, for example.

Can bailiffs remove my car if I need it for work?

Bailiffs will be able to take your car, even if you require it for work purposes. They are familiar with the tricks people use, such as parking it on another street. They are not permitted to take the car if it’s on private property that doesn’t belong to you.

About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more