Posts by Scott Nelson:
Searchlight Collections: water debts, disputes and payment support
Check a Searchlight Collections demand with the named water supplier. Query an incorrect balance and ask about affordable payments and eligible water-bill support.
Read more
DWF Debt Recovery: Letters, Disputes and Court Claims
Check a debt letter from DWF, understand your rights and deadlines, and explore affordable payments, disputes and free independent advice.
Read more
When do debt collectors stop chasing? Limitation and your options
A debt collector can continue to chase a debt until it is written off. In the UK, debt is usually written off after 6 years. But, if you ignore debt collectors, legal action could be taken against you. Let me walk you through your options...
Read more
Updated Information on the UK Credit Score Range
In the UK, your credit score will be measured on a scale of 0 to 999 on Experian, or 0 to 1000 on Equifax. Anything above 881 on Experian is considered to be a good score, whereas anything above 420 on Equifax is considered to be a good score. Let me explain in more detail...
Read more
DG10 car insurance: cover after a drug-driving conviction
What DG10 means, how a drug-driving conviction can affect insurance, and what to check when comparing cover.
Read more
Car insurance after a cancelled or voided policy
What cancellation and avoidance mean, what to tell a new insurer and how to challenge a decision you believe is unfair.
Read more
How can 3 penalty points affect car insurance?
What three penalty points may mean for insurance costs, disclosure and your driving record.
Read more
Car insurance with penalty points: comparing cover
How penalty points affect insurance and practical checks when comparing suitable cover.
Read more
Car insurance with 9 points: costs and cover
How nine penalty points can affect insurance, licence entitlement and the information insurers need.
Read more
CD30 car insurance: careless driving and finding cover
What CD30 means, how it may affect cover and what to disclose when comparing car insurance.
Read more
DR10 car insurance: cover after a drink-driving conviction
What a DR10 endorsement means and what to check about disclosure and insurance after a ban.
Read more
IN10 car insurance: driving without insurance and finding cover
Understand an IN10 endorsement, the consequences of uninsured driving and how to compare suitable car insurance.
Read more
Do car insurers ask about criminal convictions?
What to disclose when applying for car insurance and how spent convictions affect your answers.
Read more
Learner-driver insurance with convictions: finding suitable cover
What learner drivers with convictions should check about licensing, disclosure and insurance quotes.
Read more
How to Check Whether a County Court Claim Is Genuine
There are a few ways to spot fake County Court Business Centre Claim form. For example, if the letter asks you to make a payment immediately, it is likely fake. You can also check your credit history to see if a CCJ has been issued against you. Let me explain...
Read more
Car insurance after drink driving: costs and cover
Why insurance quotes vary after a drink-driving ban and what to check before buying cover.
Read more
Guide to the Equifax Credit Score Range in the UK
Equifax operates credit scoring on a scale of 0 to 1,000, but anything above 420 is considered good. Let me explain the scale in more detail...
Read more
Debit Finance Collections: payments, cancellation and disputed arrears
Not everyone will need to pay Debit Finance Collections Plc. But, it’s important that you don’t ignore them as it could escalate to something serious. Let me walk you through your options…
Read more
DR30 car insurance: cover after failing to provide a specimen
Understand a DR30 endorsement, disclosure and how to compare insurance after a conviction.
Read more
UK HELOC rates: availability, costs and alternatives
This guide has no verified live UK HELOC rate range. Check current availability and compare the total cost and repayment terms of any offered secured facility.
Read more