Scott Nelson - Debt Expert
Posts by Scott Nelson:
Child maintenance calculator: income and shared care
Use an official child-maintenance calculator for an estimate. Income bands, qualifying children and shared-care rules affect the CMS decision.
Read more
Financial order costs in England and Wales
England and Wales financial-order court fees are £62 by consent and £321 otherwise, as checked on 4 October 2026. Advice and other costs are separate.
Read more
Can you get a mortgage for a park home?
Why conventional mortgages generally do not cover park homes on rented pitches, and what to check about alternative finance.
Read more
Residential park home finance: options and risks
Compare ways to fund a residential park home, including specialist loans, ownership rights, pitch fees and the risks of borrowing.
Read more
CDER Group Enforcement: Rights, Fees and Payment Options
Not everyone will need to pay CDER Group debt. But, it’s important that you don’t ignore them as it could escalate to something serious. Let me walk you through your options…
Read more
Pros and Cons Of Bankruptcies
Bankruptcy is a method of insolvency used to reduce debt and stop legal action from being taken against you. But, there are significant downsides associated with going bankrupt. Let me walk you through the pros and cons...
Read more
Arrangement to pay on your credit file: impact and corrections
An arrangement to pay can affect borrowing. Understand how it is recorded, how long account history can remain and how to challenge errors.
Read more
Enforcing UK judgments abroad: routes, limits and advice
Enforcement of UK judgments abroad is achievable, depending on specific treaties and reciprocal agreements between the UK and the relevant foreign country. Dive in for a deeper exploration…
Read more
Alternatives to an IVA: Debt Repayment and Insolvency Options
Alternatives to Individual Voluntary Agreements (IVAs) exist and could be a more suitable option for managing your debt. Discover four other solutions in the article below.
Read more
Can You Swap Council House With Rent Arrears – Laws Advice
Curious about whether you can swap your council house if you have rent arrears? Find out the answer to this question and get all the information you need to make an informed decision
Read more
Can You Move from an IVA to a DRO?
Yes, you can switch from an Individual Voluntary Arrangement (IVA) to a Debt Relief Order (DRO), although it isn't always the optimal solution. Read on to understand why…
Read more
I Have a CCJ but Don’t Know Who From – How To Resolve
Discovering an unknown County Court Judgement (CCJ) against your name can be resolved by checking your credit report and contacting the issuing court. Keep reading to understand the steps in detail…
Read more
ULEZ PCN: Charges, Challenges and Appeals
A ULEZ PCN is normally £180, reduced to £90 if paid within 14 days of service. You can make representations to TfL within 28 days of service. Check the vehicle, journey, payment and any exemption evidence.
Read more
PO Box 123 Burton on Trent: Hoist, Robinson Way and Lowell
Check a letter bearing PO Box 123, Burton on Trent, understand the historical Hoist and Robinson Way names, and verify the current creditor.
Read more
Is a County Court Claim a CCJ? The Difference and What to Do
A County Court claim is not a County Court judgment (CCJ). A claim starts a civil case and gives you an opportunity to respond; a judgment is the court’s decision or order. This guide concerns England and Wales. This guide explains the difference, the response deadlines and what to do if a judgment has already […]
Read more
TT99 car insurance: cover after a totting-up ban
What the TT99 code means and how to compare insurance after disqualification.
Read more
How Bankruptcy Can Affect Your Spouse or Partner
Curious about the impact of bankruptcy on your spouse? Don't miss out on understanding this important aspect.
Read more
Forgot to tell your insurer about points? What to do
How to correct insurance information, check cover and understand the possible consequences.
Read more
How can 6 penalty points affect car insurance?
Understand insurance quotes and disclosure with six points, including the new-driver revocation rule.
Read more
Average Credit Score by Age UK
The average credit score varies by age in the UK, reflecting the financial maturity and credit behaviour of different age groups. Let's get into the details...
Read more