Scott Nelson - Founder of MoneyNerd
Posts by Scott Nelson:
Unpaid credit card debt when moving abroad
Moving abroad does not cancel UK debt. Understand contact, court papers, cross-border enforcement and credit-report differences.
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How to Check Whether Your Debt Is Statute-Barred
Your debt is statute-barred if six years has passed since the last default notice was sent. But, there are some important exceptions. Let me explain...
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What can debt collectors do? UK rights and enforcement limits
UK debt collectors are legally permitted to chase you for debt. To do so, they can arrive at your residence, take money from your accounts, issue a Default Notice, apply for a CCJ, or issue a Statutory Demand. Let me walk you through the process...
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Can debt collectors take you to court? Claims and your response
Debt collection agencies can take you to court. However, there is a strict procedure that they have to follow. Let me walk you through the process...
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Can you transfer someone else’s credit card balance?
Check whether the provider permits a third-party balance transfer, the fees and the responsibility you would take on.
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MIL Collections: Checking a Debt, Payments and Complaints
Not everyone will need to pay MIL Collections Debt Collectors. But, it’s important that you don’t ignore them as further enforcement action may be taken. Let me walk you through your options…
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How long can council tax arrears be recovered?
Why council tax does not automatically disappear after six years, and how a liability order affects recovery in England and Wales.
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Can Bailiffs Force Entry for Council Tax Debt?
A bailiff cannot force entry for council tax unless they have obtained a Controlled Goods Agreement. Even with a Controlled Goods Agreement, bailiffs can still only use 'reasonable force'. Let me explain...
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Lloyds TSB Debt Letters: Verify the Creditor and Your Options
Not everyone will need to pay Lloyds TSB Debt Recovery. But, it’s important that you don’t ignore them as further enforcement action may be taken. Let me walk you through your options…
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LCS Debt Recovery: Checking a Letter and Your Options
Not everyone will need to pay LCS Debt Recovery. But, it’s important that you don’t ignore them as further enforcement action may be taken. Let me walk you through your options…
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DRS Debt & Revenue Services: Checking a Debt and Your Rights
Not everyone will need to pay DRS Collection. But, it’s important that you don’t ignore them as further enforcement action may be taken. Let me walk you through your options…
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Lantern Debt Recovery UK – Should You Pay?
You might not have to pay Lantern Debt Recovery UK. But, it’s important that you don’t ignore them as it could escalate to something serious. Let me walk you through your options…
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Transcom Student Loan & eBay Debt – Should You Pay?
You might not have to pay Transcom debt. But, it’s important that you don’t ignore them as it could escalate to something serious. Let me walk you through your options…
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Mortimer Clarke Solicitors Debt – Should You Pay?
Not everyone will need to pay Mortimer Clarke Solicitors. But, it’s important that you don’t ignore them as further enforcement action may be taken. Let me walk you through your options…
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Asset Link Capital: Checking a Debt and Your Options
Not everyone will need to pay Asset Link Capital Debt Collection. But, it’s important that you don’t ignore them as further enforcement action may be taken. Let me walk you through your options…
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Santander Card Debt: Check the Account and Get Support
Received a letter about a Santander card debt? Check the account and sender, understand repayment options and find support if payments are unaffordable.
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Ardent Credit Services Debt Recovery – Should You Pay?
Not everyone will need to pay Ardent Credit Management Debt Recovery. But, it’s important that you don’t ignore them as further enforcement action may be taken. Let me walk you through your options…
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Unpaid Credit Card Debt After Seven Years: Is It Still Enforceable?
Unpaid credit card debt may be written off after 7 years. But, there is strict criteria for debt write off in the UK. Let me explain...
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Credit card debt after a spouse dies: who is responsible?
How estate debts and personal liability differ, and why you should check before using your own money to repay a deceased partner’s credit card.
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Cannot afford debt collectors? Check the debt and your options
If you can't afford to pay a debt collection agency, you should consider a debt management solution such as an IVA, a Debt Relief Order, or a Debt Management Plan. Let me walk you through your options...
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