Recent Articles
How To Enjoy Entertainment On A Budget While Managing Debt
Many of us have seen our income and finances take a considerable hit in recent years. Whether it’s due to the cost-of-living crisis, unemployment, high rates of inflation, or global trade wars that have heralded higher price tags on everyday goods, our bills have increased while our income has decreased. For those of us with […]
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Pay Off Debt While Still Enjoying Life with a Strategic Plan
Managing debt is one of the most pressing financial challenges that many people face. Whether it’s credit card balances, student loans, personal loans, or a mortgage, the burden of debt can feel overwhelming. However, the good news is that paying off debt doesn’t have to mean sacrificing your happiness or enjoyment of life. With a […]
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Financing Solar Panels in the UK: Your Guide to Affordable Solar Energy
With rising energy costs and a growing focus on sustainability, more UK homeowners are turning to solar power to reduce their electricity bills and carbon footprint. However, the initial cost of installing solar panels can be a significant barrier. Fortunately, various financing options are available to make solar energy more accessible. This guide explores different […]
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Key Clauses to Include in a Share Purchase Agreement for M&A Success
Legal agreements can be vital when making business transactions. They protect the parties involved, and agreements can give clarity. One of the most critical agreements in mergers and acquisitions is played by the Share Purchase Agreement (SPA). SPA sets the terms under which shares in a company are sold and bought. It offers a structured […]
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How to Consolidate Debt Without Hurting Your Credit
Feeling overwhelmed by multiple debt payments and high interest rates? Debt consolidation could be the solution you need to simplify your finances and regain control. However, if done incorrectly, debt consolidation could hurt your credit score. The good news is that there are ways to consolidate debt while keeping your credit intact or even improving […]
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Paying for Essay Writing Services Without Breaking the Bank
Introduction: The Cost of Academic Success College life is a balancing act between studying, homework, and assignments. While learning is essential, the pressure to complete multiple essays, projects, and exams can become overwhelming. Many students consider paying for essay writing services to lighten their workload, but concerns about costs and financial stability often arise. The […]
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Financial Planning 101: All You Need to Know
Financial planning is one of the key processes to refining your investment strategies and building wealth towards your future financial goals. This strategic approach allows you to outline your financial journey in a careful plan, taking into account every aspect of your finances, goals, challenges, and any other unique requirements. In this article, we’ll delve […]
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Optimising Financial Performance: Budgeting Through the Lens of Risk and Reward
A structured approach to managing resources forms the foundation of effective budgeting. Each financial decision involves an element of risk and reward, making strategic planning essential for long-term stability. Drawing comparisons between financial management and risk-based activities provides valuable insights into responsible allocation strategies. A well-planned budget balances disciplined spending with opportunities for growth, reducing […]
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Car Ownership & Debt: Hidden Costs You Might Be Overlooking
Having a car in the UK is commonly regarded as an important requirement. Cars provide ease, mobility, and personal freedom. Many individuals assume that fuel and purchase price are the primary costs associated with a car. In reality, there are a number of expenses that a car owner does not factor in, and if left […]
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Proven Strategies to Pay Off Debt Faster Without Sacrificing Your Lifestyle
Paying off debt can feel like a daunting task, but it doesn’t have to mean giving up your lifestyle. By adopting a few practical and strategic approaches, you can speed up your debt repayment process while still enjoying the activities that matter most to you. One of the key strategies is prioritizing high-interest debt first, […]
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Effective Roadmap Templates for Achieving Financial Goals
Creating a financial roadmap is like setting a reliable course through life’s uncertainties. With costs rising and incomes often fluctuating, having a solid financial plan has become essential. Financial roadmap templates are incredibly helpful for those wanting to define clear goals and track their steps towards financial independence. These templates simplify managing debt and help […]
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The Worst Types of Debt to Incur
Debt is something that is seemingly inescapable regardless of where you live. In the UK, this is no different. Aside from the government having a colossal debt of £2.7 trillion, local households in the region are faring no better, averaging a debt of £71,000 per household—a total of more than £2 trillion. With the UK’s […]
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MoneyNerd Expands Into 4 New Sub-Brands
We are excited to announce the acquisition of four brands: TooMuchDebt, Ok-Loans, MalvernEquity, and CantPayMyFine. This strategic expansion enhances MoneyNerd’s commitment to providing comprehensive financial guidance to individuals facing various financial challenges. Our intention with each of these brands is to focus on the various ways which MoneyNerd helps its readers. Particularly with debt issues, […]
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PO Box 107, Caerphilly CF83 3GG — Who Is It?
Have you received a letter from PO Box 107, Caerphilly CF83 3GG? This address is commonly associated with Link Financial, a debt collection company. We know this can be concerning, but you’ve come to the right place for advice. Every month, over 170,000 people visit this site seeking guidance on similar matters. In this guide, […]
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DWP’s costly mistakes
Benefit overpayments have become a financial nightmare for many, thrusting people into unexpected debt. The Department for Work and Pensions (DWP) has made errors amounting to a staggering £600 million between 2022 and 2023, unleashing a devastating effect on claimants who find themselves struggling for cash. These miscalculations are deducted from future payments and benefits, […]
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How Bailiffs Operate: Procedures, Powers, and Limitations
Worried about a bailiff visit? You’re not alone. We help over 170,000 get informed about their rights and protections each month. Dealing with a bailiff visit is stressful, especially when you aren’t sure what’s going to happen. Our quick guide will take you through: What is a bailiff? The term ‘bailiff’ is used to describe […]
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Parking Charge Notice vs Penalty Charge Notice: Know The Difference
Got a parking ticket but don’t know what type? You are in the right place! More than 130,000 people visit our site monthly for information about parking tickets. Here is our quick guide to appealing parking tickets. In this article, we’ll take a look at: What parking tickets are there? When dealing with parking tickets, […]
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How to Appeal a Ticket (With Examples)
Want to appeal your parking ticket but not sure how? You are in the right place! More than 130,000 people visit our site monthly for information about parking tickets. Here is our quick guide to appealing parking tickets. In this article, we’ll take a look at: How do I appeal a parking ticket? Your options […]
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Universal Credit EXTRA Discounts
Living on Benefits? It can be really hard to solely depend on Universal Credit, so I’ve done some research to find extra perks and discounts that you might not know you’re entitled to. Here are 12 extras that might help ease your finances: Keep your home cosy without burning a hole in your pocket. Qualify […]
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Parking Ticket Scams: How to Identify and Avoid Them
Worried about a potential parking scam? We think you’re in the right place! More than 130,000 people visit our site monthly for information about parking tickets. Here is our quick guide to parking ticket scams. In this article, we’ll take a look at: What is a parking ticket scam? Have you ever wondered how a […]
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Your Rights with Debt Collectors: A Simple Breakdown
Having a debt collector contact you can be terrifying, and you may feel overwhelmed in this situation. It may feel better to hide away from the letters and phone calls, but the more you ignore a debt collector, the more insistent they will become – until you get a visit at your front door. We […]
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Morses Club in Administration – What does this mean for you?
Are you wondering why Morses Club has gone into administration? You’ve come to the right place! Every month, over 170,000 people visit this site seeking advice on debt solutions. In this article, we’ll address the following questions: Dealing with debt can be quite concerning, and it’s common to feel unsure about seeking help. In fact, […]
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Getting Affordable Car Insurance With Convicted Driver Penalties for you
Sorting out your car insurance after a conviction can be a headache. With so many different endorsement codes and insurance policies, it can be difficult to know where to start. I have put together this quick article to help make finding insurance for convicted drivers a little bit easier. How Much Will Penalty Points Affect […]
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01782401191 – Who Called? Stop Advantis Credit
The number 01782401191 belongs to Advantis Credit. They may be calling to collect a payment, to gather more information, or to intimidate you. Let me guide you through your options...
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Documents Needed for Equity Release? Your Checklist
Knowing which documents to provide when taking out an equity release loan can be confusing. Here’s a list of the most important documents to gather before applying…
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How to Avoid Paying Child Maintenance (2024 Loopholes)
Child maintenance avoidance in the UK involves numerous considerations, like legal responsibilities, calculation methods, and non-compliance consequences. Both paying and receiving parents have distinct perspectives. This discussion focuses on managing payments responsibly, tackling non-payment issues, and understanding the intricacies of child maintenance obligations.
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Debt Validation Letter for the UK – Free Template
Are you puzzled by a sudden letter from a debt collector? Unsure if you need to pay? Don’t worry; you’re in the right spot for clear answers. Every month, over 170,000 people look to our website for guidance on their debt issues. In this article, we will help you to: Debt can be confusing and […]
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Clean Break Consent Order Template – Download, Edit, Send
If you and your partner have reached an amicable agreement on the division of assets and other financial obligations, you may not need to use a lawyer to draft a consent order. It may well be possible for you to use a clean break consent order template instead, to reduce costs. Let me explain...
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Child Maintenance Support Calculator – Divorce & Separation
If you’re going through a separation or a divorce with children, you need to line up your ducks when it comes to child maintenance payments. Find out what’s what with a UK child support calculator.
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How Much Does It Cost to Get a Financial Order in the UK?
How much does it cost to get a financial order in the UK? If you’re planning or already negotiating a divorce settlement, you need to know about divorce financial orders and their cost. Let me walk you through it...
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Best Cheap Park Home Mortgage Lenders in UK (2024 Rates)
Many people see park homes as an affordable and low-maintenance kind of accommodation. They can be an attractive option for older people, or people who want to live in a secure community. It is possible to get a mortgage to buy a park home, and there are other ways to fund the purchase as well.
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Best Cheap Residential Park Home Finance Companies in the UK
For some people, a park home is an excellent choice of low-cost, low-maintenance accommodation. Even though park homes are generally far less than a traditional home, there are still finance companies that will lend you money to buy one. However, there are different regulations in place to govern the sale and transfer of park homes, that you will need to understand.
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CDER Group Debt – Should You Pay?
Not everyone will need to pay CDER Group debt. But, it’s important that you don’t ignore them as it could escalate to something serious. Let me walk you through your options…
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Pros and Cons Of Bankruptcies
Bankruptcy is a method of insolvency used to reduce debt and stop legal action from being taken against you. But, there are significant downsides associated with going bankrupt. Let me walk you through the pros and cons...
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Arrangement to Pay on Credit File – Why and How to Remove?
An arrangement to pay on your credit file represents a negotiated repayment agreement with a creditor and, unfortunately, cannot be directly removed but can cease to affect you once the debt is repaid. Curious to learn more?
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Enforcement of UK Judgments Abroad – What You Need to Know
Enforcement of UK judgments abroad is achievable, depending on specific treaties and reciprocal agreements between the UK and the relevant foreign country. Dive in for a deeper exploration…
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Alternatives to IVA – 4 Other Options That Could Be Better
Alternatives to Individual Voluntary Agreements (IVAs) exist and could be a more suitable option for managing your debt. Discover four other solutions in the article below.
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Can You Swap Council House With Rent Arrears – Laws Advice
Curious about whether you can swap your council house if you have rent arrears? Find out the answer to this question and get all the information you need to make an informed decision
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Can I Change from IVA to DRO? Your Options Explained
Yes, you can switch from an Individual Voluntary Arrangement (IVA) to a Debt Relief Order (DRO), although it isn't always the optimal solution. Read on to understand why…
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I Have a CCJ but Don’t Know Who From – How To Resolve
Discovering an unknown County Court Judgement (CCJ) against your name can be resolved by checking your credit report and contacting the issuing court. Keep reading to understand the steps in detail…
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ULEZ PCN Challenge – Should You Pay or Appeal?
Whether to pay or appeal a ULEZ Penalty Charge Notice (PCN) hinges on understanding the specific circumstances and grounds for the penalty. Intrigued? Let's dig into the details.
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PO Box 123 Burton on Trent DE14 2XE – Who’s Contacting Me?
Letters from PO Box 123 Burton on Trent DE14 2XE are actually from Robinson Way Debt Collection, now known as Hoist Finance. But why are they contacting you? Let's find out...
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Is a County Court Claim a CCJ? What’s the Difference?
When a County Court gets in touch about a debt you owe, it can be a bit scary. You might be asking, “Does a County Court Claim mean I have a CCJ?” Don’t worry; you’re in the right place to find the answers. Every month, over 4,600 people visit our website for guidance on court […]
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Affordable Car Insurance with TT99 Banned Driver Conviction for you
Securing the cheapest car insurance with a TT99 banned driver conviction requires careful research and comparison among high-risk insurers. Curious to understand more about this?
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If I Declare Bankruptcy: What Happens to my Wife?
Curious about the impact of bankruptcy on your spouse? Don't miss out on understanding this important aspect.
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Not Told Insurance About Points? Here’s What May Happen
Failing to inform your insurance provider about any points on your license is an offence under the Road Traffic Act 1988 and could potentially invalidate your insurance. Intrigued?
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How Much Does 6 Points Affect Insurance? Cost Breakdown
Curious about the financial impact of having six points on your driving licence? Discover how much it could cost you and learn what steps to take if you already have six points or more. Don't miss out on this important information that could save you money on your insurance premiums.
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Average Credit Score by Age UK
The average credit score varies by age in the UK, reflecting the financial maturity and credit behaviour of different age groups. Let's get into the details...
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Average Retirement Savings UK
The average retirement savings in the UK currently stands at £61,897. Read on to understand more about this figure and what it means for your financial planning.
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Average Medical Student Debt UK
In the UK, the average medical student accumulates a debt ranging from £50,000 to £90,000 due to the high costs and lengthy duration of their studies. Join us as we delve deeper into these figures, their implications, and what it means for the future of these students.
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