Who Called Me from 01253531214?
The company who called you from 01253531214 is ACI Debt Collectors. They will call to collect payment on behalf of creditors in which you have outstanding debts with.
Don’t worry, here’s what to do
You could get rid of debt collectors by writing off your debt. I’ve put together a 4 question debt calculator which will tell you if you’re eligible:
Reasons why you were called by 01253531214
ACI could call you from several different numbers. The main reasons they call people are:
- To collect payment – ACI may call you with the sole purpose of getting you to pay the debt immediately over the phone. This will be a request that you make a card payment covering the full amount or that you arrange to make monthly payments until the debt is cleared.
- To gather information – if you say you cannot pay then ACI want to ensure that this is the truth by asking you to send them your income and expenses, accurately representing that you are unable to pay the debt. With this information, ACI will then try to gain a clearer understanding of your circumstance by enquiring about your living situation and whether you own any non-essential items of value to cover your debt such as a car or an expensive tv.
- To intimidate you – Most people these days can tell when a letter is automated and the majority of debt collection letters are very obviously so and therefore easy to ignore. However, a phone call requesting to speak to you personally for a specific amount with a familiar company may drive home the reality of the situation. This is the exact reason debt collectors call you as it increases the pressure on your shoulders and scares you into paying the debt.
How to handle ACI Debt Collectors?
I’ve written an in-depth guide about what to do when ACI contact you and ways that you can stop them in the article linked below:
Find your best debt solution
Is all this information starting to feel overwhelming? Don’t panic! I’ve put together a 4 question debt calculator so you can quickly and easily find the best solution for you. Answer the four questions now.
Should you ever ignore Debt Collectors?
You can watch this video to learn what the law allows and what you can do to avoid exploitation by these debt collectors:
ACI Debt Collection Contact Details: