Who Called Me from 03450700116?

The company who called you from 03450700116 is Cabot Financial Debt Collectors. They take a modern approach to debt recovery, chasing you through the more standard approaches, such as over email and by the phone, before allowing you to make a payment via their online portal.

Don’t worry, here’s what to do

You could get rid of debt collectors by writing off your debt. I’ve put together a 4 question debt calculator which will tell you if you’re eligible:

Find your best debt solution

This 4 question debt calculator will tell you if you’re eligible.

What is the total amount of your debt?

Reasons why you were called by 03450700116

Cabot Financial may call you from many different phone numbers. The main reasons they try to contact people are: 

  1. To demand that you pay them – by this stage, your primary creditor or Cabot Financial (ideally both) will have sent you a notice informing you that your debt has been purchased by or passed onto the debt collector.

    Therefore, Cabot will hope to get you to pay straight away either by card over the phone, by bank transfer or as a last resort with a check. If you firmly convince them that you do not have enough money to pay in a single payment then they might allow you to pay a lower, more affordable amount or more often they will suggest that you pay monthly instalments.

  2. To get more information – if you cannot pay, the second step for Cabot is to gather more information about your situation. This information will include the reason for your inability to pay, your monthly budget, as well as all else that may assist them in getting paid in the future.

  3. To scare you – Automated letters are easy to ingore. However, phone calls are direct and are made by a human being the majority of the time. They are therefore harder to ignore. Debt collectors like Cabot use this to their advantage and try to pressure you.

    They might also further intimidate you by threatening that they will start home visits or take you to court. This is possible down the line if you continue to ignore them, but it is more of a tactic used to speed up the time line and get you to pay faster.
03450700116 Debt Free

How to Stop Cabot Financial Debt Collectors? 

I’ve written a thoughtful guide about what to do when Lowell Group get in touch and ways that you can stop them in the article linked below:

Cabot Financial Debt Collectors – How to Stop Them

Find your best debt solution

debt solution

Is all this information starting to feel overwhelming? Don’t panic! I’ve put together a 4 question debt calculator so you can quickly and easily find the best solution for you. Answer the four questions now.

Should you ignore Debt Collectors?

You can study this video to learn what the law allows and what you can do to avoid exploitation by these debt collectors: 

Cabot Financial Debt Collection Contact Details:

Phone number:

  • 03450700116
  • 03450 700 116
  • +443450700116
  • 443450700116


1 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA

About the author

Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Read more
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