Roxburghe UK Ltd Debt Collectors is a debt purchasing company or debt collecting company in the website of DBSG (The Debt Buyers and Sellers Group) and/or mentioned in consumer finance forms. They have a legitimate function as debt collectors, but there is some indication that some such companies (not necessarily Roxburghe UK), and especially the debt purchasing element, go a bit too far sometimes and can make people’s lives a misery when those same people are at their most vulnerable. We do not suggest that they are acting outside the law, but getting that letter or phone call is not exactly helpful to you right now.
Read what to do if you can’t pay back your debt.
So the first thing you must do if Roxburghe UK Ltd is bothering you is not to panic or despair. That’s just what they want! They’d love you to call their number and speak to their specially trained sales team for ‘advice’. But once you do that you’ll be suggestible to whatever they tell you, instead of getting independent advice. While we always say that you should keep an open dialogue with debt collectors, we would recommend that you do so in writing only. This will prevent them ‘railroading’ you into any action which is not in your best interests, as they so love talking people into doing things on the spur of the moment. Of course, they are only doing their job, but that’s hardly a consolation for you in the present situation.
See my most popular post on how to get a refund.
Who are Roxburghe UK Ltd?
Roxburghe is a debt collecting firm registered in the UK. The company provides debt management and debt collecting services to small and medium businesses and also provides debt management advisory services.
Breaking News About Roxburghe UK Ltd
On the 5th February 2014 the Office of Fair Trading (OFT) issued, in a press release, that they would not be renewing the Consumer Credit Licence of Roxburghe UK Ltd. In addition, they have expelled Alasdair Turnbull, who represents and part-owns HFO Services, from the Law Society’s group licence. This is something which is totally without precedent and marks the extent to which Turnbull and Roxburghe UK Ltd have been found in breach of consumer laws.
Debt collector Roxburghe UK in Administration
Roxburgh UK, the debt collector and part of the HFO/Turnbull Rutherford group, latterly infamous for their parking ticket shenanigans, have been placed in administration. Read about it here.
There are several courses that are open to you, and some will suit your own situation better than others.
A sensible option is a debt management plan or even an IVA – which is designed to actually write off a large chunk of your unsecured debt. But you would need to take advice on this and look at your income and expenditure in detail. This option won’t suit everyone. There’s more on this below.
For an alternative type of loan you could apply for a ‘logbook loan’ which many people find a very handy option. It is actually a loan secured on your car, except you get to keep the car and keep the cash as well! That’s why some people find it such a good idea, as it unlocks the equity in your vehicle without taking away your means of transport (there’s no need to sell the car). To apply for a logbook loan click here.
Yet another option is a no credit-check guarantor loan. This is especially useful because your own credit rating is not looked at; you must find someone else willing to act as a guarantor for you such as a friend or family member. This is an ideal solution if you’re at the stage where your credit profile has been downgraded by recent events, etc. So click the following link for Unsecured Loans that don’t need you to be credit checked.
If you wanted to try a debt management plan, then we provide a whole-of-market service, with a number of debt management experts on our panel. So whatever your circumstances, your application will find the plan for you, meaning the optimum outcome for your situation. It also means there are no minimum requirements for debt levels or income.
Roxburghe UK Ltd Contact Details
Name: Roxburghe UK Ltd
Also Known As: Roxburghe West Byfleet, Roxburghe Debt Surrey, etc.
Address: Roxburghe House, Lavender Park Road, West Byfleet KT14 6NA
Telephone: 01932 333 800
Fax: 01932 333 839
Email: name @roxburghe.com
Roxburghe UK Ltd and the Truth About Your Debt
Roxburghe UK Ltd is a debt collecting agents which has purchased your debt from the original lending source (or in some cases another debt collecting agency) for around a tenth or less of the original value and is trying to get the full value of the original loan from you.
Roxburghe UK Limited will use all sorts of methods to get you to set up a standing order or direct debit in order to make money from you. You may have already experienced bad dealings with them on the phone. They may phone you up at odd times and on an unacceptably numerous number of occasions. They may send you official-appearing nastily worded letters threatening to ‘send the boys round’ and collect the money in full or take you to court for the full amount. Their other tactics may include saying that they will make a charging order on your property or in some way cause you and your family great personal suffering.
So ask Roxburghe UK Ltd for a copy of the original contract when you took out your loan or credit card.
To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It’s free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.
More Data On Roxburghe UK Ltd
If you have any information that you would like honest people to know about Roxburghe UK Ltd then send us an email in complete confidence and we will try to corroborate it with the clowns involved.