You know you want a second mortgage, but can you get a fast second mortgage?  We explain all the important details about second charge mortgages before looking at the timescale involved when getting a second mortgage approved.  What is a second charge mortgage? A second charge mortgage is a secured loan that uses home equity

Can I get a second charge mortgage with bad credit? We’ve been discussing the possibility of getting a second mortgage with an unsatisfactory credit history. Keep reading to find out the answer and the important related details you need to know. We start with a quick recap on second mortgages before looking at them from

Does a fixed-rate second mortgage really exist? Learn all about second charge mortgages in this guide with additional attention on fixed-rate second mortgages. We pack lots into this quick guide!  What is a second charge mortgage? A second charge mortgage is an additional mortgage added to a property that already has an existing mortgage that

What counts as a short term second mortgage and how can you get one?  We discuss everything there is to know about taking out a second mortgage on a short-term basis here. From calculating your amount of equity to the risks and other common questions, everything is packed into our MoneyNerd guide.  How can I

A second charge mortgage could be an advantageous way for homeowners to borrow money for home improvements, debt consolidation or something else. This short but concise guide will explain everything you need to know about second charge mortgages, including benefits, risks and frequently asked questions by the British public.  Can you get a second mortgage

Secured homeowner loans are a fantastic option for homeowners who need money to pay for renovations, holidays, cars, private medical bills, to consolidate debts and much more. Learn everything you need to know about secured loans of this kind right here in our homeowner loan guide. Get clarity before taking out a secured homeowner loan

Anyone wishing to compare homeowner loans should read this brand-new guide first. We detail everything you should know about a secured homeowner loan before discussing the things to look out for before you start to compare loans. It’s possible to do it on your own or with some support from experts and websites.  Read on

Have you considered government home improvement loans to complete home improvements?  Homeowners in the UK might be able to improve their property in various ways – including making it more energy-efficient – with a government loan or grant. Make your home warmer and more comfortable with the options discussed below.  How can I get money

What is a second charge mortgage and how can you apply for a second mortgage online? Below we have cleared up some confusion by answering some reader FAQs and telling you how to apply for a second mortgage online.  This is just one of our new series on second mortgages. Make sure you learn more

If you need credit to complete renovations or want to consolidate other debts, you should learn more about homeowner loans. Bad credit is believed to be a problem when wanting to take out these loans, but your less-than-satisfactory credit score might not be the stumbling block you think it is.   In this guide, we discuss

Is it possible to take out a second mortgage for home improvement projects? We answer this question in detail here. And we discuss other methods of funding home improvements so you have all the information to make the right decision for your family.  If you’ve been looking for a way to pay for home renovations,

Can I get a second mortgage? This question is asked by a lot of forum and internet users, and we’re here to answer it in detail.  You may be asking this question for one of two reasons. The term “second mortgage” is used to refer to two different products that are used for different purposes.

What will happen if you default on your second mortgage? Sometimes unexpected situations happen that can prevent you from repaying your second mortgage lender. If you have a recent default on your second mortgage, here’s what you should do. Don’t try and ignore the problem and speak with a debt advice charity for further personalised

How much can I borrow for a second mortgage? This question gets a lot of traction online. But it’s getting asked by two groups of people with entirely different situations in mind.  One group wants to know how much they can borrow on a second charge mortgage, and the other wants to know how much

How much can I borrow with a home loan?  The answer to this question would be straightforward if there was a single definition of a home loan. However, people have started using the term home loan to refer to different types of credit options, which means the answer depends on what is really meant by

Everything you want to know about homeowner loans is right here. This guide has packed in all the fine details about this type of secured loan that rewards you for making ongoing repayments on your mortgage and building your home equity.  You should think carefully before securing a debt against your family home, but when

Secured home improvement loans are one option when you need credit to pay for a new kitchen, loft conversion or any other type of home improvement project.  This is the guide for you if you want to know more about secured home improvement loans in the UK and related information. Can you get a loan

Can you use a second mortgage to pay off debt? So many MoneyNerd readers have asked this question so we thought it’s time to clear things up. This guide will explain how you can get a second mortgage to pay off debt as part of a debt consolidation process.  Keep reading this guide to uncover

Our home equity loan vs second mortgage guide is here to help you compare two of the most common options when wanting to release equity.  We break down both so you have a full understanding of what they are and then draw comparisons and highlight differences. Before you shop around for one or the other,

Releasing equity for home improvements is a hot topic right now – and we’ve joined the debate. This guide will explain what releasing equity for home improvements is all about, the methods to achieve it and the potential risks.  If you have your eye on a new kitchen, extension, loft conversion or any other renovation

Is it time to hit the refresh button on your home? From new furniture or something more significant like a loft conversion, it all costs a pretty penny.  If you want to complete a home update soon, you should know about your options when it comes to getting a personal loan for home improvement. There

Are you either relocating or going on holiday with your pet? If you are, you might be considering pet insurance that covers trips to Europe and the rest of the world. If this is the case, you may have a large number of questions such as: what are the best pet travel insurance companies?; Does

Looking for a clear second mortgage example to help you understand second charge mortgages? You just found it! MoneyNerd brings you this new guide to clearly explain what second mortgages are and how they work in practice. Read on for a second mortgage example and answers to common second mortgage FAQs.  What is a second

Owning a pet is one of the most natural inclinations of a human. Starting in ancient civilizations, through the middle ages all the way to today, pet-keeping has remained. Initially, pets were kept to make our lives easier, performing tasks and functions, but now pet-keeping is predominantly for companionship.  Here at MoneyNerd, we believe that

What is the difference between a first and second mortgage? This guide provides a quick overview on an easy-to-understand mortgage topic. If you’re looking for credit then a second mortgage may be the solution that’s right for you.  Not everything about mortgages is this simple! What is a first and second charge mortgage? When most

How does a soft second mortgage work? If you’ve heard about a soft second mortgage as a way to fund a house deposit, you probably want to know more. We’ve explained the details of a soft second mortgage in this quick post.  What is a soft second mortgage? A soft second mortgage is a small

What is a second mortgage used for? Homeowners can take out a second mortgage on their property for a host of reasons. We’ve explained the basics of second mortgages and what a second mortgage is used for right here. You’ll be pleased to hear they can be used for many purchases and projects.  First, what

Taking out a second charge mortgage is a huge decision, which is why we’re bringing you second mortgage pros and cons to help you make the right decision for your family.  Read these second mortgage pros and cons as a starter and consider further advice from a professional mortgage advisor who can assess your suitability

“Can a second mortgage be refinanced?” MoneyNerd reader This is a common question among homeowners with a second charge mortgage on their property. To answer this question clearly, we’ve broken it down into parts and also answered some related FAQs.  Learn if it’s possible to refinance a second mortgage in this new MoneyNerd guide!  How

If you’re seeking credit to complete home improvements, you’ve probably found yourself reading about the home improvement loans vs home equity loans debate. These two credit options can both be used for home renovations, so how do you know which one to choose? We discuss the details so you can make an informed and personalised

How can you compare home improvement loans? This new guide will discuss home improvement loans in fine detail and explain the easiest ways to compare your options before listing some options at the time of writing.  Always do your own research and comparisons to find the most suitable and advantageous loans. Support and advice are

If you are considering some home improvements in the near future, you may be tossing up between a home improvement loan or remortgage to finance them. In this guide, we look at both of these options to help you decide the most suitable and preferential way to fund your renovations.  What’s the best way to

Is a bad credit home improvement loan a real thing? And if so, where can I get one? This guide is all about bad credit home improvement loans. We’ll discuss the basics about these types of loans before diving into the details about eligibility and your credit rating.  If you want a home improvement loan

A home improvement loan calculator is a simplified way of comparing these types of loans. In this guide, we explain what they are and discuss their value and limitations. Learn all about comparing home improvement loans with an online calculator, right here!  What type of loan is best for home improvements? One of the most

Have you been searching for the best home improvement loans? Before you apply for a loan to complete a home makeover or building work, you need to know where the best home improvement loan rates are. In this guide, we explain what home improvement loans really are and provide food for thought when searching for

Before you apply for a home improvement loan, you need to hear this! We’ve dissected home improvement loans to provide readers with valuable information to think about before, during and after the application process. We’ve also answered some of the most searched home improvement loan questions to put some of your worries and concerns at

How can you compare home equity loans? This home equity loan comparison guide will discuss what you need to compare and how to do it. For more personalised support when comparing home equity loans, speak with a free money advice group or commercial service provider.  What is home equity? Home equity is the percentage of

What is an instant home equity loan and how fast will my application be approved? If you want to utilise your home equity into a loan quickly, you need to hear this first. We’ve discussed everything you need to know about instant home equity loans. Hold it – what’s home equity? Homeowners don’t really become

What is a government home equity loan? The answer lies in the Help to Buy equity loan scheme run by the UK Government. We explain everything you need to know about government home equity loans and how you might be able to benefit when looking for your first property.  What is home equity? Home equity

Is there such a thing as a guaranteed home equity loan? Just having sufficient home equity may not be enough for you to get a home equity loan. Read this guide to uncover the truth about guaranteed home equity loans and how to improve your chances of being approved.  Understanding home equity Home equity is

Is it possible to get a short term home equity loan? In this guide, we discuss the most important details about home equity loans and if short term home equity loans really exist. You might be surprised at the answer.  What are home equity loans? Home equity loans are a type of secured loan that

Home improvement financing options are available. Whether you want a new kitchen, loft conversion or just to redecorate your living space, there is credit available for scores of homeowners.  Using home improvement financing options will enable you to spread out the costs of upgrading your abode. Uncover what your options are in this guide!  Is

Home equity is the value of your home you own outright with no existing debt to be repaid. For most people, this is easily worked out by subtracting the existing mortgage away from the current market value of the property.  Most UK homeowners have tens of thousands of pounds of equity in their home, and

If you have existing debts such as credit cards, personal loans, store cards and more, you’re probably working hard to pay this credit back. Using home equity to consolidate and pay off those existing debts may be the most advantageous method for you.  Work smarter not harder – and read this guide explaining how you

What are the lowest rates for home equity loans? If you’re planning on utilising your home’s equity to access credit, there’s no doubt you want to save money in the process. You can pay less for a home equity loan by finding low rate equity loans and HELOCs, but you should also consider any accompanying

It is possible to find seniors home equity loans in the UK, but there are other options to release equity, which can be more suitable to those in their golden years. In this guide, we start from the beginning to explain what home equity loans really are before progressing to uncover some of the ways

Interest-only home equity loans do exist through mortgage products. If you want to use some of your home equity and only pay back the interest rate of the loan and none of the principal, then you should read this guide.  We clarify the situation and answer some of the most important questions when considering an

Can you get a home improvement loan without equity? There are plenty of options if you’ve been thinking about renovating your home to improve your quality of life or to increase its sale value – even without home equity. We discuss your no equity home improvement loan options here. Seek professional tailored advice and guidance

A home improvement loan could help you finance a loft conversion, get a dreamy new bathroom, or even complete a home extension. We’ve discussed all the key details about these loans in this guide. Read on to learn everything you need to know about home improvement loans and some alternative options. What’s the best way

What can a home equity loan be used for? Home equity loans are a fantastic credit option for some homeowners wanting to renovate, consolidate debts and much more. Learn the most common reasons for accessing your home’s equity here! What is home equity? Home equity is the amount of money you own in your home.

Can you use a home equity loan to pay off your mortgage early?  This is a common question asked by savvy families wanting to own their home for less. This guide will discuss the ways you can use home equity to reduce your monthly payments. Read on for the key details.  First, what’s home equity?

So, you’ve decided you want to access your home equity for a renovation, big purchase or to help a family member out. But what is the best method of accessing your home’s equity?  Two options are to use a home equity loan, and for some, a reverse mortgage. We discuss what these are and the

Can you get a home equity loan with bad credit? Homeowners with bad credit history might want to know if a home equity loan or HELOC is also available to them. We discuss this topic in detail and provide the clear answers you’re searching for.  So, can homeowners with bad credit get home equity loans?

You thought getting a mortgage and buying your home would be the biggest financial decision of your life. Well, deciding whether to release equity from your home with a home equity loan can be just as big. Before making any decisions, it’s best to know everything about these types of loans.  Uncover the pros and

What are the dangers of home equity loans? We discuss the benefits of using a home equity loan or HELOC and look at home equity loan problems to present a balanced view.  If you are considering using one of these options and want answers that cut through the noise – read on!  Home equity defined

Should you take out a personal loan or a home equity loan? After all, they can both be used for similar purposes.  We discuss these two types of loans here and help you make the best decision for you. Seek personalised money advice from a debt charity for further support and clarification.  How do home

How much can I borrow with a home equity loan? Home equity loans do not allow you to borrow against all of the equity you’ve accumulated, but they can still be a fantastic source of large credit compared to other options.  This guide has been created to explain the fundamentals of a home equity loan

Is it possible to use a home equity loan to buy a second home? The hard and fast answer is yes, but this shouldn’t be a rushed decision. Find out the intricacies and details about using home equity to buy a second property, either as a second home or as an investment property.  Let’s get

“How do you get the equity out of your home?” – Homeowners across the UK This guide is all about equity release and the different methods you can use to release equity from a property. We’ll discuss some of the most used methods, why they are used and the potential pitfalls of releasing equity.  What is

Can you get a home equity loan with no mortgage? The short answer is yes – but things are not that simple and there are important decisions to be made. We’ve written this guide to answer the common questions regarding a home equity loan on a paid-off house.  Read on to learn all about these

UK residents have access to some – but not lots – of home equity loan companies offering equity loans and HELOCs. We discuss these products in detail before revealing some of the places to look when searching for these products.  If you want to know more about leveraging your home equity or just want to

A home equity loan calculator can help you compare your credit options. In this guide, we provide a crash course on home equity credit and answer the most common questions on home equity loan calculators.  Better understand a payment calculator for a home equity loan and your projected monthly payment with our assistance. For personal

How much does it cost to get a home equity loan? The cost of taking out and repaying a home equity loan is not as simple as just looking at the interest rate. There are other fees and even closing costs to consider, which may make them not as worthwhile as you think.  Get the

What is a fixed rate home equity loan and is it the right option for you? In this guide, we will explain what home equity loans and HELOCs are all about, so you can make an informed decision.  For personal advice and support, consider speaking with a free money advice group or even a commercial

What are the interest rates on home equity loans in the UK? If you are considering an equity loan or a home equity line of credit (HELOC), you’ll be eager to know what the average interest rates are – and how much more affordable they are than personal loans.  But that’s not the full story

Are home equity loans worth it? We dive into the details of home equity loans here to discuss all of their pros and cons. After reading this guide, you’ll be better informed about these special types of equity loans and if they’re a good option for your family.  Home equity explained Home equity is the

If you see “eui ltd – prem tr” on your bank statement, you may be confused and wondering what this is for. EUI Ltd – Prem TR is a Debt Collection Company who will chase you for payment either on behalf of another company or for themselves if they have purchased the debt. More often

What is the interest rate on a debt consolidation loan? We’ve done the research for you to give you an idea of what interest rates you’ll have to pay if you decide to take out a debt consolidation loan.  We explain everything you need to know about interest rates, right here! What is debt consolidation?

What is a debt consolidation company and should you bother using one? We’ll explain what they are, discuss some current options and explain if they’re worth it. Read on if you’re considering using a debt management company to help you combine debts.  What is debt consolidation? Debt consolidation is the technical term for moving all

Searching for a debt consolidation loan with no credit check? You’re not alone! Scores of people considering a debt consolidation loan with a poor credit rating have been looking for these loans. In this guide, we ask if there are any debt consolidation loans without a credit check, and reveal some alternative options for people

Once you’ve decided to consolidate your debts, you’ll probably be eager to get it done. After all, debt consolidation can make budgeting easier and reduce your monthly repayments. If you want to know more about debt consolidation loans with an instant decision and where to find them – keep scrolling here.  Debt consolidation – quick

Have you been searching for consolidation loans for poor credit? This guide is all about consolidation loans for bad credit. If you want to consolidate but are worried that your credit score is holding you back, there may still be options to explore.  We uncover some examples of bad credit debt consolidation loans – and

If you know your credit score is below average and you want to consolidate your debts, you should consider looking for bad credit debt consolidation loans. There are some lenders out there that will still offer debt consolidation loans to people with a poor credit rating.  This guide covers all bases and lists some of

How easy is it to get a debt consolidation loan? This is a common question asked by debtors thinking about using a new personal loan with a lower interest rate to pay off other loans and credit card debt.  If you want to know how to get a debt consolidation loan, this guide has answers

It is possible to find unsecured debt consolidation loans for bad credit. Many lenders advertise these personal loans specifically for people who have a bad credit score. We explain the details here and provide some examples of bad credit consolidation loans.  If you need additional support and advice, it’s best to speak with a UK

This guide is here to discuss everything you need to know about personal loans for consolidating debt. Before you apply for a debt consolidation loan, you’re going to need to hear this first.  We’ve addressed some of the most common concerts and questions by people thinking of using this debt strategy.  What does debt consolidation

We’re here to discuss the best debt consolidation loans in the UK right now. We’ll provide a short crash course on everything to do with debt consolidation loans before revealing some of your options. If you want to combine your debts into single monthly repayments, you’re reading the right guide. Scroll down to reveal some

When you’re considering combining debts you should get debt consolidation advice first. We discuss the details of consolidating debts and where you can get help and support for free before applying for a debt consolidation loan or making any other big moves.   All you need to know, complete with FAQ answers is right here!  How

Want to know how to apply for a debt consolidation loan? You came to the right place. We provide a crash course in debt consolidation and dive into how you should apply for a loan to consolidate debts safely. A debt consolidation loan could save toy worry, time and money – read on! Debt consolidation

Considering a debt consolidation loan from a bank could be a good idea. Bank consolidation loans have some of the lowest representative APR rates on the market right now. Read on to uncover all of the key details about these types of personal loans and which banks have the lowest debt consolidation loan interest rates. 

UK residents can get free debt consolidation help. If you are thinking about using a debt consolidation loan or any other consolidation method, it’s important to get debt advice beforehand.  Uncover where to find it for free and why it’s essential right here.  How can I get all my debt into one payment? People who

We’ve noticed so many debtors asking the internet for “debt consolidation near me” and “debt consolidation loans near me”. If you’ve been looking for local debt consolidation options across the UK, this guide is made for you. Read on to understand more about debt consolidation loans and your nearby options.  Debt consolidation Debt consolidation is

How much will debt consolidation cost and will it save me money?  These are questions that scores of people with multiple debts ask. And we’re here to provide answers before you decide to borrow again.  Stick with us as we explain the fees and charges associated with consolidating your debts, either with an unsecured debt

Does debt consolidation affect your credit score? That is the main question we’ll be answering here. It’s not a straightforward answer, and there are times when debt consolidation can help your credit score – and others when it may hurt your credit rating in the long run.  Read on to uncover how you could affect

What are the pros and cons of using debt consolidation? Uncover the advantages and disadvantages of using debt consolidation right here. We provide the key details to help you decide