Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Troubled by the lack of moral conscience in the industry, Scott decided to use his insider knowledge to give genuine advice to those struggling financially. He’s recently moved out of London to the rural area of Malvern to pursue this ambition.

Training:
- Anit-Bribery & Corruption
- Anti-Fraud
- Anti-Money Laundering
- Information Security
- Data Protection
- Risk and Control
- Financial Promotion

Email: scott.nelson@moneynerd.co.uk.

Website: https://moneynerd.co.uk/.

Posts by Scott Nelson:

Fast Second Mortgage – All you Need to Know & Best Options

You know you want a second mortgage, but can you get a fast second mortgage?  We explain all the important details about second charge mortgages before looking at the timescale involved when getting a second mortgage approved.  What is a second charge mortgage? A second charge mortgage is a secured loan that uses home equity

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Fixed-Rate Second Mortgage – All you Need to Know & Best Options

Does a fixed-rate second mortgage really exist? Learn all about second charge mortgages in this guide with additional attention on fixed-rate second mortgages. We pack lots into this quick guide!  What is a second charge mortgage? A second charge mortgage is an additional mortgage added to a property that already has an existing mortgage that

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Second Charge Mortgage – A Complete Guide

A second charge mortgage could be an advantageous way for homeowners to borrow money for home improvements, debt consolidation or something else. This short but concise guide will explain everything you need to know about second charge mortgages, including benefits, risks and frequently asked questions by the British public.  Can you get a second mortgage

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Secured Homeowner Loans – Guide & Options

Secured homeowner loans are a fantastic option for homeowners who need money to pay for renovations, holidays, cars, private medical bills, to consolidate debts and much more. Learn everything you need to know about secured loans of this kind right here in our homeowner loan guide. Get clarity before taking out a secured homeowner loan

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Homeowner Loans – Comparison Support, Tips & More

Anyone wishing to compare homeowner loans should read this brand-new guide first. We detail everything you should know about a secured homeowner loan before discussing the things to look out for before you start to compare loans. It’s possible to do it on your own or with some support from experts and websites.  Read on

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Government Home Improvement Loans – How it Works

Have you considered government home improvement loans to complete home improvements?  Homeowners in the UK might be able to improve their property in various ways – including making it more energy-efficient – with a government loan or grant. Make your home warmer and more comfortable with the options discussed below.  How can I get money

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Homeowner Loans for People With Bad Credit – Tips, FAQs & More

If you need credit to complete renovations or want to consolidate other debts, you should learn more about homeowner loans. Bad credit is believed to be a problem when wanting to take out these loans, but your less-than-satisfactory credit score might not be the stumbling block you think it is.   In this guide, we discuss

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Second Mortgage for Home Improvement? Guide, FAQs & Tips

Is it possible to take out a second mortgage for home improvement projects? We answer this question in detail here. And we discuss other methods of funding home improvements so you have all the information to make the right decision for your family.  If you’ve been looking for a way to pay for home renovations,

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Secured Home Improvement Loans – Best Options & FAQS

Secured home improvement loans are one option when you need credit to pay for a new kitchen, loft conversion or any other type of home improvement project.  This is the guide for you if you want to know more about secured home improvement loans in the UK and related information. Can you get a loan

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Home Equity Loan vs Second Mortgage – A Useful Comparison

Our home equity loan vs second mortgage guide is here to help you compare two of the most common options when wanting to release equity.  We break down both so you have a full understanding of what they are and then draw comparisons and highlight differences. Before you shop around for one or the other,

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How to Release Equity for Home Improvements? Guide, Tips & More

Releasing equity for home improvements is a hot topic right now – and we’ve joined the debate. This guide will explain what releasing equity for home improvements is all about, the methods to achieve it and the potential risks.  If you have your eye on a new kitchen, extension, loft conversion or any other renovation

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Second Mortgage Example – A Simple Guide with FAQs

Looking for a clear second mortgage example to help you understand second charge mortgages? You just found it! MoneyNerd brings you this new guide to clearly explain what second mortgages are and how they work in practice. Read on for a second mortgage example and answers to common second mortgage FAQs.  What is a second

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Who Loves Their Pets the Most?

Owning a pet is one of the most natural inclinations of a human. Starting in ancient civilizations, through the middle ages all the way to today, pet-keeping has remained. Initially, pets were kept to make our lives easier, performing tasks and functions, but now pet-keeping is predominantly for companionship.  Here at MoneyNerd, we believe that

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Soft Second Mortgage – What it is and How it Works

How does a soft second mortgage work? If you’ve heard about a soft second mortgage as a way to fund a house deposit, you probably want to know more. We’ve explained the details of a soft second mortgage in this quick post.  What is a soft second mortgage? A soft second mortgage is a small

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What is a Second Mortgage Used For? All you Need to Know

What is a second mortgage used for? Homeowners can take out a second mortgage on their property for a host of reasons. We’ve explained the basics of second mortgages and what a second mortgage is used for right here. You’ll be pleased to hear they can be used for many purchases and projects.  First, what

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The Pros and Cons of a Second Mortgage – Overview, Tips & More

Taking out a second charge mortgage is a huge decision, which is why we’re bringing you second mortgage pros and cons to help you make the right decision for your family.  Read these second mortgage pros and cons as a starter and consider further advice from a professional mortgage advisor who can assess your suitability

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Can a Second Mortgage Be Refinanced? Detailed Guide, FAQs, Tips & More

“Can a second mortgage be refinanced?” MoneyNerd reader This is a common question among homeowners with a second charge mortgage on their property. To answer this question clearly, we’ve broken it down into parts and also answered some related FAQs.  Learn if it’s possible to refinance a second mortgage in this new MoneyNerd guide!  How

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Home Improvement Loans vs Home Equity Loans – Comparison & FAQs

If you’re seeking credit to complete home improvements, you’ve probably found yourself reading about the home improvement loans vs home equity loans debate. These two credit options can both be used for home renovations, so how do you know which one to choose? We discuss the details so you can make an informed and personalised

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Home Improvement Loans – Comparing the Best Options

How can you compare home improvement loans? This new guide will discuss home improvement loans in fine detail and explain the easiest ways to compare your options before listing some options at the time of writing.  Always do your own research and comparisons to find the most suitable and advantageous loans. Support and advice are

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Home Improvement Loan or Remortgage? Full Comparison & Tips

If you are considering some home improvements in the near future, you may be tossing up between a home improvement loan or remortgage to finance them. In this guide, we look at both of these options to help you decide the most suitable and preferential way to fund your renovations.  What’s the best way to

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Home Improvement Loan Calculator [2021]

A home improvement loan calculator is a simplified way of comparing these types of loans. In this guide, we explain what they are and discuss their value and limitations. Learn all about comparing home improvement loans with an online calculator, right here!  What type of loan is best for home improvements? One of the most

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Apply for Home Improvement Loan – Questions Answered, Advice & More

Before you apply for a home improvement loan, you need to hear this! We’ve dissected home improvement loans to provide readers with valuable information to think about before, during and after the application process. We’ve also answered some of the most searched home improvement loan questions to put some of your worries and concerns at

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Home Equity Loan Comparison – Full Breakdown, Tips & More

How can you compare home equity loans? This home equity loan comparison guide will discuss what you need to compare and how to do it. For more personalised support when comparing home equity loans, speak with a free money advice group or commercial service provider.  What is home equity? Home equity is the percentage of

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Instant Home Equity Loan – Where to Look & Best Tips

What is an instant home equity loan and how fast will my application be approved? If you want to utilise your home equity into a loan quickly, you need to hear this first. We’ve discussed everything you need to know about instant home equity loans. Hold it – what’s home equity? Homeowners don’t really become

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Home Improvement Financing – What you Need to do, Tips & More

Home improvement financing options are available. Whether you want a new kitchen, loft conversion or just to redecorate your living space, there is credit available for scores of homeowners.  Using home improvement financing options will enable you to spread out the costs of upgrading your abode. Uncover what your options are in this guide!  Is

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Home Improvement Loans – Everything you Need to Know

A home improvement loan could help you finance a loft conversion, get a dreamy new bathroom, or even complete a home extension. We’ve discussed all the key details about these loans in this guide. Read on to learn everything you need to know about home improvement loans and some alternative options. What’s the best way

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Reverse Mortgage or Home Equity Loan – Which is Better?

So, you’ve decided you want to access your home equity for a renovation, big purchase or to help a family member out. But what is the best method of accessing your home’s equity?  Two options are to use a home equity loan, and for some, a reverse mortgage. We discuss what these are and the

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Home Equity Loans for Bad Credit – What to Do & FAQs

Can you get a home equity loan with bad credit? Homeowners with bad credit history might want to know if a home equity loan or HELOC is also available to them. We discuss this topic in detail and provide the clear answers you’re searching for.  So, can homeowners with bad credit get home equity loans?

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The Pros and Cons of Home Equity Loans – Tips & FAQs

You thought getting a mortgage and buying your home would be the biggest financial decision of your life. Well, deciding whether to release equity from your home with a home equity loan can be just as big. Before making any decisions, it’s best to know everything about these types of loans.  Uncover the pros and

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How Much can You Borrow on a Home Equity Loan? FAQs & Tips

How much can I borrow with a home equity loan? Home equity loans do not allow you to borrow against all of the equity you’ve accumulated, but they can still be a fantastic source of large credit compared to other options.  This guide has been created to explain the fundamentals of a home equity loan

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Can You Get a Home Equity Loan with No Mortgage?

Can you get a home equity loan with no mortgage? The short answer is yes – but things are not that simple and there are important decisions to be made. We’ve written this guide to answer the common questions regarding a home equity loan on a paid-off house.  Read on to learn all about these

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Home Equity Loan Companies – Best Options with FAQs & Tips

UK residents have access to some – but not lots – of home equity loan companies offering equity loans and HELOCs. We discuss these products in detail before revealing some of the places to look when searching for these products.  If you want to know more about leveraging your home equity or just want to

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Home Equity Loan Calculators

A home equity loan calculator can help you compare your credit options. In this guide, we provide a crash course on home equity credit and answer the most common questions on home equity loan calculators.  Better understand a payment calculator for a home equity loan and your projected monthly payment with our assistance. For personal

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Fixed Rate Home Equity Loan – Is it Right for You?

What is a fixed rate home equity loan and is it the right option for you? In this guide, we will explain what home equity loans and HELOCs are all about, so you can make an informed decision.  For personal advice and support, consider speaking with a free money advice group or even a commercial

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Home Equity Loan Interest Rates – In-Depth Guide & FAQs

What are the interest rates on home equity loans in the UK? If you are considering an equity loan or a home equity line of credit (HELOC), you’ll be eager to know what the average interest rates are – and how much more affordable they are than personal loans.  But that’s not the full story

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Home Equity Loan – Full Guide with Tips and FAQs

Are home equity loans worth it? We dive into the details of home equity loans here to discuss all of their pros and cons. After reading this guide, you’ll be better informed about these special types of equity loans and if they’re a good option for your family.  Home equity explained Home equity is the

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Debt Consolidation Companies – What You Need To Know

What is a debt consolidation company and should you bother using one? We’ll explain what they are, discuss some current options and explain if they’re worth it. Read on if you’re considering using a debt management company to help you combine debts.  What is debt consolidation? Debt consolidation is the technical term for moving all

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Debt Consolidation Loan with No Credit Check [2021 Guide]

Searching for a debt consolidation loan with no credit check? You’re not alone! Scores of people considering a debt consolidation loan with a poor credit rating have been looking for these loans. In this guide, we ask if there are any debt consolidation loans without a credit check, and reveal some alternative options for people

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Debt Consolidation Loans with an Instant Decision [2021 Guide]

Once you’ve decided to consolidate your debts, you’ll probably be eager to get it done. After all, debt consolidation can make budgeting easier and reduce your monthly repayments. If you want to know more about debt consolidation loans with an instant decision and where to find them – keep scrolling here.  Debt consolidation – quick

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Debt Consolidation Loans for Poor Credit

Have you been searching for consolidation loans for poor credit? This guide is all about consolidation loans for bad credit. If you want to consolidate but are worried that your credit score is holding you back, there may still be options to explore.  We uncover some examples of bad credit debt consolidation loans – and

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Debt Consolidation Loans for Bad Credit UK [2021 Guide]

If you know your credit score is below average and you want to consolidate your debts, you should consider looking for bad credit debt consolidation loans. There are some lenders out there that will still offer debt consolidation loans to people with a poor credit rating.  This guide covers all bases and lists some of

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Unsecured Debt Consolidation Loans for Bad Credit [2021 Guide]

It is possible to find unsecured debt consolidation loans for bad credit. Many lenders advertise these personal loans specifically for people who have a bad credit score. We explain the details here and provide some examples of bad credit consolidation loans.  If you need additional support and advice, it’s best to speak with a UK

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Personal Loans for Debt Consolidation [2021 Guide]

This guide is here to discuss everything you need to know about personal loans for consolidating debt. Before you apply for a debt consolidation loan, you’re going to need to hear this first.  We’ve addressed some of the most common concerts and questions by people thinking of using this debt strategy.  What does debt consolidation

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Best Debt Consolidation Loans UK [2021 Guide]

We’re here to discuss the best debt consolidation loans in the UK right now. We’ll provide a short crash course on everything to do with debt consolidation loans before revealing some of your options. If you want to combine your debts into single monthly repayments, you’re reading the right guide. Scroll down to reveal some

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Debt Consolidation Advice – Free and Best Options for You

When you’re considering combining debts you should get debt consolidation advice first. We discuss the details of consolidating debts and where you can get help and support for free before applying for a debt consolidation loan or making any other big moves.   All you need to know, complete with FAQ answers is right here!  How

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Bank Debt Consolidation Loans [2021 Guide]

Considering a debt consolidation loan from a bank could be a good idea. Bank consolidation loans have some of the lowest representative APR rates on the market right now. Read on to uncover all of the key details about these types of personal loans and which banks have the lowest debt consolidation loan interest rates. 

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Help with Debt Consolidation – Free and Best Options for You

UK residents can get free debt consolidation help. If you are thinking about using a debt consolidation loan or any other consolidation method, it’s important to get debt advice beforehand.  Uncover where to find it for free and why it’s essential right here.  How can I get all my debt into one payment? People who

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Debt Consolidation Near Me – Search for the Best

We’ve noticed so many debtors asking the internet for “debt consolidation near me” and “debt consolidation loans near me”. If you’ve been looking for local debt consolidation options across the UK, this guide is made for you. Read on to understand more about debt consolidation loans and your nearby options.  Debt consolidation Debt consolidation is

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How Much does Debt Consolidation Cost? – Full Analysis

How much will debt consolidation cost and will it save me money?  These are questions that scores of people with multiple debts ask. And we’re here to provide answers before you decide to borrow again.  Stick with us as we explain the fees and charges associated with consolidating your debts, either with an unsecured debt

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What does Debt Consolidation do to Your Credit Score? [2021]

Does debt consolidation affect your credit score? That is the main question we’ll be answering here. It’s not a straightforward answer, and there are times when debt consolidation can help your credit score – and others when it may hurt your credit rating in the long run.  Read on to uncover how you could affect

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