Scott Nelson

Scott Nelson is a financial services expert, with over 10 years’ experience in the industry, including 6 years in FCA regulated companies. Troubled by the lack of moral conscience in the industry, Scott decided to use his insider knowledge to give genuine advice to those struggling financially. He’s recently moved out of London to the rural area of Malvern to pursue this ambition.

Training:
- Anit-Bribery & Corruption
- Anti-Fraud
- Anti-Money Laundering
- Information Security
- Data Protection
- Risk and Control
- Financial Promotion

Email: scott@moneynerd.co.uk.

Website: https://moneynerd.co.uk/.

Posts by Scott Nelson:

Payment Freeze – Detailed Guide, FAQs, Tips & More

Do you need a payment freeze to make debt payments more manageable or to avoid debts in the first place?  You may be able to get your creditors to agree to freeze all payments on your account while you straighten up your finances. We’ve answered the most asked questions about payment freeze and payment deferral,

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Attachment of Earnings Contact Number – Phone Number

Who can you call to help with an attachment of earnings order?  In this guide, uncover a free attachment of earnings phone number with people on the end of the line who will provide the best advice and guidance. Or chat to someone online for added convenience.  Read on for the details!  What is an

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Direct Earning Attachment – In-Depth Guide, FAQs, Advice & More

Have you got a question about a direct earning attachment (DEA)? Our direct earnings attachment order guide explains exactly what one is – and what it’s not (an Attachment of Earnings). And we answer a number of the most frequently asked questions all to do with DEAs.  If you’ve received benefits or tax credits overpayments,

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Earnings Arrestment – In-Depth Guide, Loopholes, Advice & More

What is an earnings arrestment order in Scotland? This guide is for anyone wanting to know more about having your wages arrested, especially if you were recently served with a charge for payment.  We’ll provide clear answers and discuss some of the options available to you. Let’s get into it… What is an earnings arrestment

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What Is a CCA? – Simple Guide, FAQs, Advice & More

If card companies and loan providers are chasing you for arrears on your account or debt payments, there may be a simple and legal way to stop them and make your debt unenforceable. It all comes back to the agreement you signed when taking out the credit – and if they still have a copy.

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Car Finance Payment Break – Simple Guide, FAQs, Tips & More

Do you want a repayment break from your car financing agreement? You may be able to ask your lender to give you some breathing space while you correct your financial situation. Avoid missed payments and damage to your credit file by communicating with your motor finance provider.  And if you’ve been declined a repayment holiday,

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Notice of Default – Simple Guide, FAQs, Tips & More

Default Notices – What are they and what do they mean? If you have received a Notice of Default, you’re probably feeling a little confused and might be worried.  In this guide, we explain what a default notice really is and what you can do if you have received one.  Fight back against your debts

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Non-Priority Debts – Simple Guide, Tips & More

You should aim to pay off all the money you owe in the best way you can, but some debt takes priority over others.  In this quick guide, we explain priority and non-priority debts – and the consequences of not paying them off. And if you need more information, money advice charities are always just

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Bailiffs and Mental Health – Advice, FAQs & More

Dealing with creditors and debts can take a toll on your mental health, but there is support available, and you never have to suffer in silence.  But what about when dealing with bailiffs? Is their appropriate respite available for people who are facing enforcement action and have mental health problems? The law says yes! We

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07514306239 – Who Called?

Who Called Me from 07514306239? The company that called you from 07514306239 is Moorcroft Debt Recovery. They are known to be calling to recover money for credit cards, loans and unpaid bills. Click here to learn how to stop Moorcroft Debt Recovery. Why am I being called by 07514306239? Moorcroft Debt Recovery call debtors from

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03335565562 – Who Called?

Who Called Me from 03335565562? The company who called you from 03335565562 is Lowell Financial Debt Collectors. They will call to collect payment for council tax, credit card debt, loans and unpaid bills. Check out my guide on how to stop Lowell Group and write off your debt. Reasons why you were called by 03335565562

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03445560280 – Who Called?

Who Called Me from 03445560280? The number that called you from 07500918359 belongs to Cabot Financial Debt Collectors. They call to recover several debt types including parking fines, unpaid bills, credit cards and more. Check out my article on dealing with debt collectors from Cabot Financial. Why was I called by 03445560280? Cabot Financial are

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07500918359 – Who Called?

Who Called Me from 07500918359? The number that called you from 07500918359 belongs to Cabot Financial Debt Collectors. They call to recover several debt types including parking fines, unpaid bills, credit cards and more. Check out my article on dealing with debt collectors from Cabot Financial. Why was I called by 07500918359? Cabot Financial are

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07845044620 – Who Called?

Who Called Me from 07845044620? The number that called you from 07845044620 belongs to Moorcroft Debt Recovery. They usually calling to recover money for credit cards, loans and unpaid bills. Click here to learn how to stop Moorcroft Debt Recovery. Why am I being called by 07845044620? Moorcroft Debt Recovery call debtors from various different

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01753367520 – Who Called?

Who Called Me from 01753367520? The company who called you from 03702183103 is Cabot Financial Debt Collectors. They normally call to recover money for loans, parking fines, credit cards, unpaid bills. Take a look at my article on dealing with Cabot Financial. Reasons why you were called by 01753367520 Cabot Financial are likely to try

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01732280942 – Who Called?

Who Called Me from 01732280942? The company who called you from 01732280942 is Cabot Financial Debt Collectors. They normally call to recover money for loans, parking fines, credit cards, unpaid bills. Check out my article on how to stop Cabot Financial and write off debt. Reasons why you were called by 01732280942 Cabot Financial could

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01732280940 – Who Called?

Who Called Me from 01732280940? The company who called you from 01732280940 is Cabot Financial Debt Collectors. They normally call to recover money for loans, parking fines, credit cards, unpaid bills. Check out my article on how to stop Cabot Financial and write off debt. Reasons why you were called by 01732280940 Cabot Financial could

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01622528543 – Who Called?

Who Called Me from 01622528543? The company who called you from 01622 528543 is STA International They normally call to recover money for council tax, parking fines, high street brands, phone and utility bills. Take a look at my article on dealing with STA International Debt Collectors Reasons why you were called by 01622528543 STA

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03335565566 – Who Called?

Who Called Me from 03335565566? The company who called you from 03335565566 is Cabot Financial Debt Collectors. They are usually calling to recover money for credit cards, loans, unpaid bills or parking fines. Click here to learn how to stop Cabot Financial and write off your debt. Reasons why you were called by 03335565566 Cabot

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01732280944 – Who Called?

Who Called Me from 01732280944? The company who called you from 03702183103 is Cabot Financial Debt Collectors. They normally call to recover money for loans, parking fines, credit cards, unpaid bills. Take a look at my article on dealing with Cabot Financial. Reasons why you were called by 01732280944 Cabot Financial could call you from

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03335565847 – Who Called?

Who Called Me from 03335565847? The company who called you from 03335565847 is Lowell Financial Debt Collectors. They are usually calling to recover money for credit cards, loans, unpaid bills or parking fines. Click here to learn how to stop Lowell Financial and write off your debt. Reasons why you were called by 03335565847 Lowell

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03458498943 – Who Called?

Who Called Me from 03458498943? The company who called you from 03458498943 is Cabot Financial Debt Collectors. They call to collect payment for outstanding debts such as council tax, credit card debt and personal loans. Read my guide on Cabot Financial Debt Collectors Why am I being called by 03458498943? Cabot Financial Collections could call

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03702183103 – Who Called?

Who Called Me from 03702183103? The company who called you from 03702183103 is Cabot Financial Debt Collectors. They normally call to recover money for loans, parking fines, credit cards, unpaid bills. Take a look at my article on how deal with Cabot Financial. Reasons why you were called by 03702183103 Cabot Financial could call you

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07938536790 – Who Called?

Who Called Me from 07938536790? The number that called you from 07938536790 belongs to Moorcroft Debt Recovery. They usually calling to recover money for credit cards, loans and unpaid bills. Click here to learn how to stop Moorcroft Debt Recovery. Why am I being called by 07938536790? Moorcroft Debt Recovery call debtors from various different

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07938012293 – Who Called?

Who Called Me from 07938012293? The company who called you from 07938012293 is Moorcroft Debt Recovery. They call to collect payment for outstanding debts such as council tax, credit card debt and personal loans. Read my guide on Moorcroft Debt Recovery – How to Deal Collector with Home Visits, Letters and Emails Why am I

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03335565902 – Who Called?

Who Called Me from 03335565902? The company who called you from 03335565902 is Lowell Financial Debt Collectors. They will call to collect payment for council tax, credit card debt, loans and unpaid bills. Check out my article on how to stop Lowell Group and write off your debt. Reasons why you were called by 03335565902

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03333446379 – Who Called?

Who Called Me from 03333446379? The company who called you from 03333446379 is Lowell Financial Debt Collectors. They will call to collect payment for council tax, credit card debt, loans and unpaid bills. Check out my article on how to stop Lowell Group and write off your debt. Reasons why you were called by 03333446379

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01753913602 – Who Called?

Who Called Me from 01753913602? The company who called you from 01753913602 is Cabot Financial Debt Collectors. They call to collect payment for outstanding debts such as council tax, credit card debt and personal loans. Read my guide on Cabot Financial Debt Collectors Why am I being called by 01753913602? Cabot Financial Collections could call

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01413750900 – Who Called?

Who Called Me from 01413750900? The company who called you from 01413750900 is BPO Collections. They call to collect payment for outstanding debts such as council tax, credit card debt and personal loans. Read my article about BPO Collections – Pay or Ignore? Why am I being called by 01413750900? BPO Collections could call you

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01619687065 – Who Called?

Who Called Me from 01619687065? The number who called you from 01619687065 belongs to Lowell Financial Debt Collectors. They are likely calling to collect payment for outstanding debts such as council tax, credit card debt and personal loans. Read my article on how to stop Lowell Financial and write off your debt. Why am I

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03445560225- Who Called?

Who Called Me from 03445560225? The company who called you from 03445560225 is Cabot Financial Debt Collectors. They normally call to recover money for loans, parking fines, credit cards, unpaid bills. Check out my article on how to stop Cabot Financial and write off debt. Reasons why you were called by 03445560225 Cabot Financial could

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03335565570 – Who Called?

Who Called Me from 03335565570? The company who called you from 03335565570 is Lowell Financial Debt Collectors. They will call to collect payment for council tax, credit card debt, loans and unpaid bills. Check out my article on how to stop Lowell Group and write off your debt. Reasons why you were called by 03335565570

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03445560216 – Who Called?

Who Called Me from 03445560216? The company who called you from 03445560216 is Cabot Financial Debt Collectors. They are usually calling to recover money for credit cards, loans, unpaid bills or parking fines. Click here to learn how to stop Cabot Financial and write off your debt. Reasons why you were called by 03445560216 Cabot

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03335565835 – Who Called?

Who Called Me from 03335565835? The company who called you from 03335565835 is Lowell Financial Debt Collectors. They are usually calling to recover money for credit cards, loans, unpaid bills or parking fines. Click here to learn how to stop Lowell Financial and write off your debt. Reasons why you were called by 03335565835 Lowell

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Cancel your Existing Debt Management plan – Letter Template

Introduction Do you want to cancel your Debt Management Plan (DMP)? Our letter template is proving an excellent way to let your creditor or debt management company know that you want to cancel your DMP. Download our free letter template and add your account details to make it personal to you. It couldn’t be easier

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Write Off the Debt (Second Request) – Letter Template

Introduction If you asked your creditor to write off a debt and they refused, you should use our write off the debt (second request) letter template to ask them to change their mind.  It is common for creditors to refuse to write off the debt at the first attempt because they are commercially motivated. But

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Write Off the Debt – Letter Template

Introduction If you want to ask your creditors to write off your debt, use this free letter template to do it properly. Our letter has been written in a polite and professional way to ensure you get the message across clearly, and improve your chances of creditors wiping your debt. All you need to do

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Write off After Death – Letter Template

Introduction If someone you know has died with outstanding debts, you can use our free letter template to tell creditors about the death and ask them to write the debt off. It can be a difficult time after the death of a loved one, but we want to make it a little bit easier with

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Token Payment or No Offer of Payment – Letter Template

Introduction If you have an agreement to make monthly payments to repay a creditor or company, but your financial situation has changed, use this letter to suspend payments for six months or accept a token £1 payment each month. You may have lost your job or had your hours cut, but it is important to

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Terminate a Hire Purchase Agreement – Letter Template

Introduction Our free letter template is perfect for people who want to terminate their hire purchase agreement with a creditor. If you wish to cancel your hire purchase agreement, download our letter template for free, insert your details and post it off.  You are legally allowed to terminate a hire purchase agreement under the Consumer

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Reconsider My Pro-rata Offer – Letter Template

Introduction Did your creditor(s) refuse your pro-rata payment offer? Use this letter template to send a request for them to reconsider your pro-rata debt repayment offer. Stressing the need to reduce your payments and the fairness of using a pro-rata offer might make some of your creditors change their mind.  MoneyNerd has created pro-rata debt

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Reconsider a Token Offer – Letter Template

Introduction If you made a token offer as a sign of goodwill to a creditor and they rejected it, you can ask them to reconsider their decision with this letter template. We have carefully written a letter to ask creditors to reassess their decision and make them aware that they are not likely to recover

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Pro-rata Offers – Letter Template

Introduction If you have multiple debts and can no longer afford to make your monthly repayments to each creditor, you could ask your creditors to accept pro-rata offers. We’ve made asking creditors to accept pro-rata offers easy with our free letter template. Simply download the single or joint letter template depending on if you have

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Hold Action on Your Account Coronavirus – Letter Template

Introduction Use this free MoneyNerd letter template to ask a creditor to hold action on your account during the COVID-19 pandemic.  Creditors typically agree to hold action on an account by not enforcing payments or adding interest when someone is first told they have a debt. This is so they can seek debt advice and

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