It’s a difficult time for people around the world at the moment. The coronavirus pandemic has caused economic shockwaves that are being felt just about everywhere. During such times, managing your money can be particularly difficult. If you already have

The 2007-2008 financial crisis caused anarchy across the world. Many people lost everything, including their livelihoods and homes. Although it was a wake-up call for many industries, the long-term effects have been felt in the years since. This has resulted

Estimates suggest that around 27 million people in the UK have debt, with around 33% having personal debt outside of a student loan or mortgage of between £2,000 and £10,000. Clearly, it’s a common problem and one that’s growing. Sometimes,

The world can be a busy place, and our lifestyle can move at a thousand miles an hour. With so much going on, and so many different things to think about, sometimes important things like debts can slip through the

Debt collectors often have a bad rep – the tactics they use for getting payments from you can be a bit unpleasant, as they’re usually pretty persistent, and the language they use can come across as kind of cold. It

Debts are, unfortunately, a part of our daily lives. It’s more common than you think to end up owing a company you didn’t realise you owed money to, and it can be a real headache.  However, with a bit of

Getting into debt is all too easy in the modern world. Just about everyone wants to take your money, and everything seems expensive. Yet bearing the cost with a partner can make things a little easier, as costs are spread,

Have you ever heard the term debt forgiveness? It is something a lot of people in debt ask about, hoping it is a loophole to get out of debt without paying. We explain debt forgiveness here and how it is

If you have a Debt Relief Order, what happens after a year? This is a common question from people who are thinking of using this type of debt solution and even among people who already have a Debt Relief Order.

What is debt consolidation and what are the types of debt consolidation that people use? These are two big questions we will be answering here. Our answers have been broken down to make understanding the different types of debt consolidation

Want to find a Trust Deed Glasgow provider with an excellent and transparent service? We discuss the advantages of choosing a local Glasgow Trust Deed provider and where you can turn. If you live in Glasgow and want a Trust

Need a Trust Deed in Aberdeen? Want to know where the best insolvency firms in Aberdeen are and how to get in touch? We provide answers to these questions and more in our Trust Deed Aberdeen guide.  What Are Protected

Go Debt Ltd Debt Collection is a debt collection company who are contacting you about an outstanding debt. Successive governments have launched and supported a number of debt management plans, the most popular of which is the IVA (Individual Voluntary

Do you want to know how to remortgage for debt consolidation and if it is the right thing to do? You clicked on the right article because we have remortgage debt consolidation advice here. Thousands of people in the UK

A PayPlan Trust Deed is a debt solution that can help people in Scotland to get out of debt. Learn more about PayPlan and their Trust Deed services in this guide. You’ll discover the details of a PayPlan Trust Deed

Have you got old debts that you keep in the back of your mind? Maybe you wonder if these old debts can be written off or if they will come back to haunt you one day. You’re certainly not alone.

If you can’t pay your O2 contract this month or have received a debt letter about an old O2 debt, you’ve come to the right place. We explain your options when you have O2 debts and don’t know where to

Have you received a notice of debt recovery letter in the post? This notice may have come as a shock, or maybe not, but there is a way to respond and exercise your rights in the UK. We uncover the

Have you received a letter from Newlands House, Caxton Way, Eastfield Scarborough Debt? If you have, it probably asked you to pay an outstanding debt – and you might be worried. Put the kettle on and sit back as we

National Debt Relief reviews online would suggest that this company is a genuine answer to your debt nightmare. But the company may not work exactly how you believe. Learn more about National Debt Relief and read real National Debt Relief

Is a debt written off after 6 years? You might have heard whispers that unsecured debt can be wiped if six years have passed since you owed the money. This might be true in some cases, but it might not

With around 27 million adults in the UK suffering from some sort of debt, there’s no doubting that it’s a problem many of us must deal with. And in our fast-paced world, we’re always looking for a quick fix to

If a debt is sold to another company do I have to pay? If you asking this question you are by no means alone. Plenty of people have been frantically typing this into Google or asking debt charities if they

Maria Nedeva has written a book like no other about debt. Having found herself in £100,000 of consumer debt, she managed to become debt free in 3 years. Her book documents her journey to debt freedom in the hope that

Do you want to know how to write off credit card debt? There are legal ways that you can write off all or some of your credit card debts in the UK. With the average credit card debt in the

Have you been wondering how to find out what debt you owe? You’re not alone as personal debt in the UK increases and more people want to know where they stand with creditors. We address this common question and other

Do you want to know how to write off debt legally? So do lots of other people in debt – and we have accurate answers in this guide. Uncover the five ways that people manage to wipe away some or

You can consolidate payday loans, get out debt and sleep better at night. Read our latest guide looking at payday loan debt consolidation and how it works. This post may change your debt approach and really help you to improve

Want to know how to clear your debts? You came to the right place. Here at Money Nerd, we are all about helping people to clear their debts in the best way for them. Learn how to clear your debts

How much should you offer to settle a debt? If you are repaying debt and have suddenly come into some money, you might be wondering if there is a way you can clear your debts in one payment without paying

How many Debt Relief Orders can I have? We recently received this question from one of our readers and wanted to clear things up. Read on to learn how many Debt Relief Orders you can have and what the implications

How long does it take for your credit score to go up after paying off debt? We’ve got this question answered and lots of other common questions about your debt and your credit score. Get your scrolling finger at the

How long can you be chased for a debt? If you have older debts you may be asking this question to see if you can avoid paying. Well, you will be pleased to know that sometimes debts have somewhat of

Our team was recently asked: how does credit card debt affect getting a mortgage? It is not a simple answer, but we do have the answer for you here. Read on to learn how getting a mortgage with credit card

A Debt Management Plan is one of the most common ways to get out of debt in the UK. But how long does a Debt Management Plan last and what else do you need to know? We reveal how long

Secured debt consolidation loans could be the answer to your debts. You can consolidate existing debts with a secured debt consolidation loan, allowing you to reduce your repayments each month.  We discuss secured debt consolidation loans here, and where the

Have you received a letter from the HMCTS Historic Debt Team? You might be confused and wondering if this letter is a scam. Well, there is a good chance that your debt letter from the HMCTS Historic Debt Team is

If you’re in debt, it’s time you knew more about help debt calculators! You’ve heard of Debt Management Plans, Debt Relief Orders and Individual Voluntary Arrangements – but how do you know which one you should use? Or should you

Have you been online searching for the best debt consolidation loans for poor credit? We help you cut through the noise and find debt consolidation loans that may be available for people with a lower credit score. Let us help

Have you been told to consolidate credit cards to get out of debt? It might be good advice depending on your circumstances. We uncover the details about consolidating credit cards and how it can be an early tactic to make

Debts have become a very modern and very current problem in this day and age. There are millions of people across the UK who are all burdened with some form of financial debt, with many younger people between 25 and

Have you been looking at the Halifax mortgage for debt consolidation? If you have, you need to read our review first and get your FAQs answered. The Halifax mortgage for debt consolidation could be the best way to reduce your

People in debt sometimes ask if they can get a debt consolidation loan with no guarantor – and the answer is neither a straight yes or no. It depends on your credit history and we explain the details in our

Is a free DMP possible? Find out here! A Debt Management Plan (DMP) is a non-legally-binding debt solution where the debtor agrees to make monthly repayments until their debt is paid off. It is one of the simplest and most

There may be a number of reasons why you are asking this question. You might be simply curious or you might have been recently diagnosed with a condition and have started worrying about how your debt may affect your family.

When you are drowning in debt you might feel like there is no solution to your financial worries. But even people with uncontrollable debts can take action to improve their situation, and eventually get out of debt. We have created

Does HMRC debt affect credit rating scores? If you have or had an HMRC debt, you might want to know if this will affect your credit rating. We discuss the details and explain the relationship between HMRC debts and your

Does debt consolidation affect getting mortgage approval? The answer to this question is yes – but probably not how you imagine. If you have credit cards or personal loans and plan on trying for a mortgage soon, you might want

Debt and debt collection is a huge industry nowadays. More than half the adult population in the UK suffers from some kind of debt, and because of this enormous number, there are all sorts of different laws and legislations that

‘Debt’ and ‘debt collector’ are two terms that don’t exactly conjure up cheerful images. No-one wants to be in debt, and no one wants to have to deal with a debt collector. Sometimes, it can happen that we forget a

Have you ever heard of a debt tracker? If you want to tackle your debts in the best way possible, it might be worth using a debt tracker. Learn what a debt tracker really is and how to use one

Before you apply for a Debt Relief Order, you probably want to hear from people who have already been through the process and read up on genuine Debt Relief Order reviews.  This post is dedicated to answering the common Debt

Gambling debt is a major concern in the UK, but there is a way out of it. Recent statistics are at odds with the official number of people with a gambling addiction and could be anywhere between hundreds of thousands

If you are preparing to apply for a Debt Relief Order, you probably want to know more about the Debt Relief Order application form questions. We have put together a guide detailing the information you will need to supply on